Headstone and masonry plans

A headstone is a long-lasting, hand-crafted memorial, providing family and friends with a permanent place to reflect and remember. The average cost in 2019 was £1,162, making it worthwhile to plan and pay in advance.

Headstone and masonry plans

A headstone is a long-lasting, hand-crafted memorial, providing family and friends with a permanent place to reflect and remember. The average cost in 2019 was £1,162, making it worthwhile to plan and pay in advance.

Buy a headstone or masonry plan

You can buy a headstone or masonry plan on its own or alongside a funeral plan, through one of our team at your local Co-op Funeralcare. Expert stonemasons create personalised headstones and cremation memorials from high-quality materials. Their extensive skills mean that they can often create something bespoke outside of the brochure if requested.

View headstone and masonry range

Visit us to arrange a headstone or masonry plan

Fully guaranteed

Everything in your plan will be charged at today’s prices, guaranteeing there are no additional costs. This does not include the cost of a burial plot.

Payment options

You can pay in full up-front, spread payments over 6 or 12 months with no additional costs, or pay by monthly payments over 2 – 25 years.^

Find your local funeral home

Enter your town or postcode to find a Co-op funeral home near you.

Our other pre-paid funeral plans

Simple

Pay £3,295 in full, or in monthly payments from £20.85 a month*

This plan has a basic coffin and all the services needed for the funeral to take place, with a few restrictions on dates and times of day. Includes visiting the chapel of rest in normal office hour

Bronze

Pay £3,595 in full, or in monthly payments from £22.75 a month*

Our Bronze Plan has a wood effect coffin and gives you full flexibility on the time and date of the funeral and the route the funeral procession will take. Includes visiting the chapel of rest in normal office hours.

Silver

Pay £3,950 in full, or in monthly payments from £24.99 a month*

Our Silver Plan includes a choice of two wood effect coffins and comes with one limousine. You have full flexibility on time and date of the funeral and the route the funeral procession will take. Includes visiting the chapel of rest at any time of day with a pre-arranged appointment.

Gold

Pay £4,199 in full, or in monthly payments from £26.57 a month*

Our Gold Plan includes a choice of two wood veneer coffins and comes with two limousines. You have full flexibility on time and date of the funeral and the route the funeral procession will take. Includes visiting the chapel of rest at any time of day with a pre-arranged appointment.

How much will my funeral plan cost?

Use our online calculator to find out how much your funeral plan will cost, whether you choose to pay in full or in monthly payments.

Plan cost calculator

*Price of £20.85 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,295 over 25 years (total amount repayable £6,255.65). Our low-cost monthly payments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your funeral plan. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

^The Co-op Commitment applies if you are paying monthly over 2-25 years and 1 year has passed since the start date. All payments must be paid up to date and your funeral must be carried out by one of our Funeral Directors. See our terms and conditions.

Some common questions

There are many words and phrases you can choose for a headstone inscription and the best combination and final decision will be whatever means the most to you. There are some rules restricting what can be engraved, such as hate speech legislation and the policy of your chosen cemetery. It’s usual for the personal details of the person who has died to be included, such as their name, date of birth and date of death. If you'd like to discuss having an inscription engraved onto your chosen headstone or want to talk about headstone engraving ideas, we can help.

Your local authority or burial ground will stipulate their installation timeframes within their rules and regulations. These timeframes are based on local soil conditions to ensure that the ground has had suitable time to settle and be stable enough for the headstone to be installed safely and meet all regulated standards. You can contact our Co-op Funeralcare directors at any time if you'd like to discuss the placement of a headstone.

Granite headstones will last longer than softer stone memorials such as Marble. All of our Granite headstones will remain in excellent condition for the foreseeable future but softer headstones will wear a bit quicker and will need a bit more maintenance to ensure longevity. All our headstones are designed to last for decades by expert stonemasons and made from high quality materials. However, even the best headstones will eventually need maintenance and we provide cleaning and re-lettering services on any existing memorial. The lettering cut in granite material will remain intact for the life cycle of the headstone and only the lettering finish (paint or gild) will need to be re-done from time to time. Soft stone memorials will also need the lettering finish re-done from time to time. However, as soft stone also erodes over an extended period of time there may be a need to re-cut the full inscription at some point in the future. If you’d like to know more on this please speak to us.

Most of the headstones we provide are made from highly durable granite with many styles and finishes to choose from including polished, honed or rustic. Granite is a strong and long-lasting stone and is the most commonly used material when creating headstones.

However, we also offer a selection of softer stone memorials including marble, Yorkstone and Portland. You can call Co-op Funeralcare at any time to talk about our choice of materials and we’ll also assist you in choosing one if you wish.

If you have an existing headstone and you'd like it to be resurfaced or repaired, we can arrange for this to be done. Headstones do experience wear and tear, even if they're made to a high standard. That's why we offer a restoration service. This ensures that the lettering and positioning of the stone remain in good condition. Most headstones installed in cemeteries are suitable for repair and the maintenance process will leave your headstone looking as good as new. If you’d like to discuss this further with us, then please contact us at Co-op Funeralcare.

Our awards and ratings

for the ratings block

Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

Defaqto 5 star award for 2020.

For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Image of moneynet.co.uk award

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

  • for the ratings block

    Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

  • Defaqto 5 star award for 2020.

    For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Image of moneynet.co.uk award

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Is the UK heading towards a grief pandemic?
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Read the full report Read the full report