Why choose a plan with the Co-op?
Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes. We believe our plans are the best on the market, and here’s why.
Why choose a plan with the Co-op?
Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes. We believe our plans are the best on the market, and here’s why.
3 reasons to choose a Co-op plan

We’re a complete funeral service provider
Unlike other funeral plan providers, we both plan and carry out your funeral, meaning you can be sure that every detail in your plan will be as you wanted.
A Co-op funeral director or one of our associated directors, will conduct your funeral, guaranteeing all the care and high standards you would expect from us. Other plan providers may ask you to nominate an independent funeral director, but they can’t guarantee that they will be the ones carrying out the funeral.

Our Co-op Commitment means no shortfalls
If you choose to pay for your funeral plan over a longer payment term, there is the risk that you could die before finishing the payments. If this were to happen, we'd make sure your family do not have to pay the shortfall.
Anyone paying for a funeral plan over 2-25 years is protected by our Co-op Commitment.^ This means if you’ve been paying into the plan for at least 12 months, but you die before finishing all the payments, we'll still honour your funeral plan.

5 star ratings
At the Co-op that we provide the best possible service at a competitive price. We don’t compromise on the quality of our plans and make sure we do the right thing by our customers. This has been recognised by independent financial experts.
We’ve been awarded 5 star ratings from Fairer Finance for our Silver and Gold Plans, and 5 stars from Defaqto for our Gold Plan. Moneynet agree that our funeral plans are the best as they named us Best Funeral Plan Provider for the 4th year running.
^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.