Why choose a plan with the Co-op?

Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes.

Why choose a plan with the Co-op?

Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes.

If you’re looking to buy a pre-paid plan, follow these links below

Buy a plan Request a callback Call our funeral planning team on 0800 088 4883

3 reasons to choose a Co-op plan

Order of service in the hands of family

We’re a complete funeral service provider

Unlike other funeral plan providers, we can both plan and carry out your funeral. When you buy a plan with Co-op Funeral Plans Limited, your funeral will be carried out by Funeral Services Limited, which are both part of Co-op Funeralcare. This means you can be sure that every detail in your plan will be as you wanted.

A Co-op funeral director or one of our associated directors, will conduct your funeral, guaranteeing all the care and high standards you would expect from us. Other plan providers may ask you to nominate an independent funeral director, but they can’t guarantee that they will be the ones carrying out the funeral.

Two children look at a garden with a woman pointing

A range of payment options to choose from

You can choose to pay for a funeral plan in full, spread the cost over 6-12 months with no additional fees, or in monthly instalments over 2-25 years.

If you pay for a funeral plan over 2-25 years, your family will be protected from any short fall if you die before your payment term is complete. As long as you’ve been paying into the plan for at least 12 months, we'll still honour your funeral plan.^

Funeral procession through a field

5 star ratings

At the Co-op that we provide the best possible service at a competitive price. We don’t compromise on the quality of our plans and make sure we do the right thing by our customers. This has been recognised by independent financial experts.

We’ve been awarded 5 star ratings from Fairer Finance for our Silver and Gold Plans, and 5 stars from Defaqto for our Gold Plan. Moneynet agree that our funeral plans are the best as they named us Best Funeral Plan Provider for the 5th year running.

^If you choose to make monthly payments over 2–25 years, and you die after 12 months, we will deliver all the services provided in your plan, even if you’ve not finished paying for it. If you die as a result of an accident within the first 12 months of your plan, we will deliver all services provided in your plan. All previous payments must be paid up to date and your funeral must be carried out by one of our approved funeral directors. See our terms and conditions.

Our awards and ratings

We believe we have the best funeral plans available and we’re not the only ones that think so. Here are the current industry awards and star ratings we’ve received from independent financial experts.

Our Silver and Gold Funeral Plans have both received the coveted 5 Star Rating from Fairer Finance.

Defaqto 2021 logo

For the 5th year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 5 years. Providing excellent choice, value and innovation for customers.

  • Our Silver and Gold Funeral Plans have both received the coveted 5 Star Rating from Fairer Finance.

  • Defaqto 2021 logo

    For the 5th year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Moneynet has recognised us as being the Best Funeral Plan Provider for the last 5 years. Providing excellent choice, value and innovation for customers.

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more