Why choose a plan with the Co-op?

Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes. We believe our plans are the best on the market, and here’s why.

Why choose a plan with the Co-op?

Have peace of mind that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes. We believe our plans are the best on the market, and here’s why.

If you’re looking to buy a pre-paid plan, follow these links below

3 reasons to choose a Co-op plan

Order of service in the hands of family

We’re a complete funeral service provider

Unlike other funeral plan providers, we both plan and carry out your funeral, meaning you can be sure that every detail in your plan will be as you wanted.

A Co-op funeral director or one of our associated directors, will conduct your funeral, guaranteeing all the care and high standards you would expect from us. Other plan providers may ask you to nominate an independent funeral director, but they can’t guarantee that they will be the ones carrying out the funeral.

Two children look at a garden with a woman pointing

Our Co-op Commitment means no shortfalls

If you choose to pay for your funeral plan over a longer payment term, there is the risk that you could die before finishing the payments. If this were to happen, we'd make sure your family do not have to pay the shortfall.

Anyone paying for a funeral plan over 2-25 years is protected by our Co-op Commitment.^ This means if you’ve been paying into the plan for at least 12 months, but you die before finishing all the payments, we'll still honour your funeral plan.

Funeral procession through a field

5 star ratings

At the Co-op that we provide the best possible service at a competitive price. We don’t compromise on the quality of our plans and make sure we do the right thing by our customers. This has been recognised by independent financial experts.

We’ve been awarded 5 star ratings from Fairer Finance for our Silver and Gold Plans, and 5 stars from Defaqto for our Gold Plan. Moneynet agree that our funeral plans are the best as they named us Best Funeral Plan Provider for the 4th year running.

Our awards and ratings

We believe we have the best funeral plans available and we’re not the only ones that think so. Here are the current industry awards and star ratings we’ve received from independent financial experts.

Fairer finance 2021 logo

Our Silver and Gold Funeral Plans have both received the coveted 5 Star Rating from Fairer Finance.

Defaqto 2021 logo

For the 4th year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Moneynet award 2021

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years. Providing excellent choice, value and innovation for customers.

  • Fairer finance 2021 logo

    Our Silver and Gold Funeral Plans have both received the coveted 5 Star Rating from Fairer Finance.

  • Defaqto 2021 logo

    For the 4th year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Moneynet award 2021

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years. Providing excellent choice, value and innovation for customers.

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more

^If you choose to pay in instalments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not paid all the instalments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.