If you stop paying altogether you could lose your insurance. We want to keep you covered and our over 50 life insurance has different ways to help:

Flexible payments – you can reduce your monthly payments by bringing down your payout amount, as long as you’re paying at least £3.95 a month.

Payment holiday - After your first year, you can have a break from making your monthly payments for up to six months - and still stay insured.

You'll have to make up the missed payments or reduce your payout amount after your payment holiday finishes. You can have up to two payment holidays during your policy – only one can be taken within any twelve-month period.

Payout Promise – If you need to stop paying altogether, we promise that your family can still get at least half of the payout when you die, as long as you’re at least halfway through paying for your policy.

That’s halfway from the start of the policy until the policy anniversary date after you turn 95. You stop paying at that policy anniversary or when you die, whichever comes first.

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