Pet insurance optional extras

If you need to enhance the level of cover for your pet, we have three optional extra packages available.

Additional benefits

This package offers various benefits for you and your pet.

  • up to £1,500 to cover death from illness or injury† - Cover up to the purchase price of your pet if it either dies or has to be put to sleep as a result of an illness or injury, maximum benefit £1,500, age limits apply

  • up to £2,000 cover for holiday cancellation - Provides cover for irrecoverable travel and accommodation costs in the event you cancel or cut short your holiday due to a life threatening illness or injury to your pet

  • up to £1,000 cover for loss by theft or straying - Cover up to the purchase price of your pet in the event your pet gets lost from theft or straying, is not recovered or does not return

  • up to £1,000 for advertising and reward - If your pet is stolen or goes missing we provide cover towards the cost of advertising the loss of your pet as well as a reward to get your pet back

  • up to £1,000 boarding fees - If you are hospitalised for 4 or more consecutive days, we’ll cover towards the cost of boarding your pet at a licensed boarding establishment, or contribute towards the cost of someone looking after your pet. We’ll pay no more than the maximum benefit for all hospitalisation during the policy year.

Pet travel

This package is ideal for those who travel with their pet.

  • emergency veterinary fees - We pay towards the cost of emergency treatment your pet receives during your journey for illness and injury, including hospitalisation; up to £5,000 for Select Plus, and £2,000 for Classic

  • up to £1,500 per year to cover quarantine costs - In the event your pet is ill whilst abroad or you lose your pet’s travel documentation, we will provide cover towards the cost of quarantine

  • up to £500 per year to cover emergency repatriation - Should your pet pass away or become ill or injured during a trip, we will provide cover towards the cost of making arrangements to get your pet home

  • up to £300 per year for advertising and reward - If your pet is stolen or goes missing during your journey, we will provide cover towards the cost of advertising the loss of your pet as well as a reward to get your pet back.

Policy covers any countries within the UK and EU countries that are included in the EU Pet Travel Scheme.

It’s important that you check the gov.uk website or contact your vet at least four months before travelling to get the latest advice.

Third-party liability

  • adding third-party liability to your policy means we’ll provide cover up to £1m if your dog causes damage or injury and you are legally liable

  • it's only available with dog insurance.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.

†There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 20% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.

Allianz Insurance Plc (“Allianz”) and Co-op Insurance Services Limited (“Co-op Insurance”) work together to distribute Co-op Pet Insurance, which is provided, underwritten and administered by Allianz. Allianz pays Co-op Insurance a commission for each Co-op Pet Insurance policy that is taken out or renewed. The commission amount is a percentage of each annual premium. Allianz is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance is not part of the Allianz group.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.