Why do you need travel insurance?

Whether you’re heading on a long holiday or a short trip away, travel insurance is there to give you peace of mind.

Travel insurance can be a safety net, protecting you and your loved ones from the financial difficulties of medical bills, trip cancellations, lost luggage and everyday accidents.

It might not be the most exciting thing to think about in preparation for your adventure away, but it can be essential.

Reasons to get travel insurance

While travel insurance won’t prevent accidents from happening on holiday, it can offer the financial and physical support needed to make a speedy recovery.

If you have an accident on holiday, or unexpectedly fall ill, you could be faced with expensive medical bills. Our travel insurance makes sure you get the treatment you deserve, without leaving you out of pocket.

If you’ve ever gone on holiday and experienced lost or delayed luggage, then you will know how overwhelming it can be. Luckily, our travel insurance can offer everything you need to quickly rectify your situation, so you can carry on enjoying your holiday.

Do I need travel insurance?

Unfortunately, whether you’re heading on a short trip away or jetting off around the world, things can go wrong.

It can be expensive if something happens while you’re away, if you or one of your party were to suffer a serious injury, or if a cancelled flight left you stranded. Both of these situations could have huge financial implications for you and your group.

If you’re travelling outside of the country, or even in the UK itself, you should consider travel insurance. You could limit the risk of potentially spending thousands of pounds of your own money.

What about my GHIC Card?

While the Global Health Insurance Card (GHIC) card entitles you to some state-provided healthcare, it shouldn’t be used as a substitute for travel insurance. So, if you need urgent assistance with repatriation or expensive outdoor rescue, the GHIC won’t be able to help. It won’t cover any costs to bring you back home.

Why Co-op Travel Insurance?

We understand that holidays should be a stress-free experience. That’s why all of our policies can take the headache out of making a travel insurance claim. Our dedicated team offer 24-hour emergency assistance, so you’re never too far away from a helping hand – no matter where in the world you are!

From hot air balloon rides to safari trekking, you can find a travel insurance policy tailored to your holiday.

Travel insurance is promoted by Co‑op Insurance Services and arranged by AllClear Limited.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Applicants for insurance are subject to normal underwriting criteria.

Travel insurance is offered through Co-op Insurance Services and arranged by AllClear Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. We are remunerated by commission for the arrangement, service and renewal of your insurance policy. We may receive a profit share payment from some of our insurers if they achieve performance targets across their product portfolio.

Travel insurance is administered by Insure & Go Insurance Services Ltd. Co-op Insurance Services (firm reference number 779364) and Insure & Go Insurance Services Ltd (firm reference number 309572) are authorised and regulated by the Financial Conduct Authority.