Your member rewards

Earning and spending your 5%.

When you buy selected products from our businesses we'll put 5% of their value in your Co-op reward account to spend with us whenever you want.

That could be up to £1 back for every £20 you spend on Co-op branded food.


You earn 5% reward when you buy:

You don't earn rewards when you shop with some of our businesses, but you can still get special offers, including:

  • exclusive prices on Co-op car, home and travel insurance
  • exclusive member prices on Co-op funerals and funeral plans - saving you at least £150
  • an extra 5% off Silentnight beds and mattresses bought from Co-op beds

Sign into your membership account to check how much you have in rewards and see the latest offers for Co-op members.


You can spend your rewards by showing your card or giving your membership number when you buy:

  • anything from our food stores, not just Co-op brand products
  • any electricals from Co-op Electrical
  • Co-op legal advice, products and services
  • funerals and funeral items from Co-op Funeralcare

You can't spend your rewards if you only have a temporary card (bought for £1 in a store). Register your card to spend.

Join us online if you're not already a member.