Christmas ideas that won't break the bank

With the cost of living on the rise, your budget is likely to be tighter this Christmas.

To help you enjoy the festive period without too much financial stress, here are some ideas that don't cost the earth.

Make it yourself

From vintage memory boxes to yarn ornaments, handmade gifts are a great way to save money whilst your giving family and friends a personalised present.

Rather than paying out for expensive items that may only get used a handful of times, create something yourself and enjoy the process.

All that hard work will pay off when you see the person open the wrapping paper!

Get creative

If you're not as clued up with crafting, then why not put together a hamper with someone's favourite treats?

They might be into cheese and chutney, or love nothing more than a new pair of slippers and some pampering products.

Shop around and you can create a special gift for a budget-friendly price, as well as one that shows thoughtfulness and effort.

Ready, set, bake

Christmas is the best time of year to indulge in delicious food, so if you're a keen baker, use your skills to whip up a few festive gifts.

Turn to social media for recipe ideas, or tune into an episode of The Great British Bake Off to get some inspiration for your very own showstopper.

From a pretty pavlova to a towering panettone, your bake will be sure to go down a treat during the celebrations.

Shop savvy

The best deals on gifts can be found throughout the year, so don't wait until December to get your Christmas shopping done.

Whether you start stocking up during the January sales or get thrifty at vintage stores and outlets, it's worth thinking ahead when buying presents.

To keep things organised, make a list on your phone or write one down. This way, you won't overbuy and need to take items back.

With the festive season just around the corner, it's important to make sure your home is protected. To learn more or to get a quote, visit our home insurance page.