Annual multi-trip travel insurance
With emergency medical and cancellation cover for coronavirus*
Travel insurance is promoted by Co-op Insurance Services and arranged by AllClear Limited.
Why choose us?
Unlimited medical expenses
Co-op Travel Insurance includes unlimited medical expenses. This covers you for injury, illness or serious accidents.
Online doctor
Access to a UK based GP via phone or video call for the duration of your policy.
Medical bills paid directly
Available in selected destinations. Important limitations, restrictions and excesses apply. See policy documents for full details.
24 hour medical assistance
We will help you if you are ill or injured outside the UK or the Channel Islands.
We offer four packages on our annual multi-trip insurance: Bronze, Silver, Gold or Platinum. Each package includes unlimited medical expenses, access to an online doctor and winter sports cover.
Our Bronze package gives you the essentials that you should need for your trip. If you choose the Silver, Gold or Platinum policy you’ll get added features and higher levels of cover.
Annual multi-trip travel insurance features
Feature | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Cashless medical expenses is included in our Bronze package. | Cashless medical expenses is included in our Silver package. | Cashless medical expenses is included in our Gold package. | Cashless medical expenses is included in our Platinum package. | |
| Online doctor is included in our Bronze package. | Online doctor is included in our Silver package. | Online doctor is included in our Gold package. | Online doctor is included in our Platinum package. | |
| Home help or nanny is not included in our Bronze package. | Home help or nanny is included in our Silver package. | Home help or nanny is included in our Gold package. | Home help or nanny is included in our Platinum package. |
See policy documents for full details and exclusions.
Levels of cover and excess
See our coronavirus specific information below.
Cover | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
Cancellation and curtailment | £1,000 | £2,500 | £5,000 | £7,500 |
Medical expenses | Unlimited | Unlimited | Unlimited | Unlimited |
Emergency dental | £250 | £250 | £250 | £550 |
Personal effects and baggage | £1,000 | £2,000 | £3,000 | £4,000 |
Personal money | £300 | £400 | £500 | £600 |
Excesses for above | £100 | £75 | £50 | £50 |
Legal expenses | £10,000 | £30,000 | £40,000 | £50,000 |
Excesses are per person, per section and per claim.
Coronavirus specific terms
Cancelling or cutting short your trip
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If you or a member of your family or travelling party contract COVID or are instructed to self isolate: You will be covered for cancelling or cutting short your trip if you, a member of your family or travelling party, are medically diagnosed with coronavirus or personally instructed to isolate by an NHS service or medical professional.
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Due to FCDO advice: You will not be covered for cancellation if the FCDO changes it's advice from safe to travel to essential travel only if the reason for the advice change is due to COVID.
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Hotel closure: You will not be covered if your hotel is forced to close due to COVID.
Medical and repatriation expenses
You will be covered if you need treatment for coronavirus while abroad, including up to £2,000 to cover additional accommodation costs if this treatment means you need to extend your trip.
This cover will not apply if you have chosen to travel to a country where the FCDO is advising against all but essential travel due to COVID-19.
Peace of mind
Have peace of mind knowing your holiday is covered. With Co-op Annual Multi-Trip Insurance, you can be reassured you have the right cover for your destination.
If you go on holiday more than once a year it might be a good idea to consider multi-trip travel insurance. This will make sure you’re covered for trips you take within the next 12 months. Annual multi-trip can be more cost-effective depending on the number of times you’re going away.
Our multi-trip insurance covers a range of trips as standard, for example UK holidays, city breaks and beach holidays.
You can tailor your cover to meet your needs, deciding how comprehensive you’d like your multi-trip insurance to be. Limits and excesses will vary depending on the level of cover you choose.
Here for you
If the unexpected happens, Co-op is here for you when you need us the most. Our travel insurance covers you for before, during and after your trip.
Multiple trips abroad shouldn’t be complicated. Make your way around the globe with Co-op Annual Multi-Trip Travel Insurance.
If you’re only going on holiday once, take a look at our single trip travel insurance.
Travel insurance is promoted by Co‑op Insurance Services and arranged by AllClear Limited.
^Call charges may apply. Calls may be monitored or recorded for security and training purposes.
Applicants for insurance are subject to normal underwriting criteria.
Travel insurance is offered through Co-op Insurance Services and arranged by AllClear Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. We are remunerated by commission for the arrangement, service and renewal of your insurance policy. We may receive a profit share payment from some of our insurers if they achieve performance targets across their product portfolio.
Travel insurance is administered by Insure & Go Insurance Services Ltd. Co-op Insurance Services (firm reference number 779364) and Insure & Go Insurance Services Ltd (firm reference number 309572) are authorised and regulated by the Financial Conduct Authority.