Dog insurance

Yorkshire terrier puppy wearing a cape illustration

Free pet hamper when new customers buy a dog insurance policy

For new customers who buy direct. Offer ends 31 August 2021. Terms and conditions apply.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

Why do you need dog insurance?

Millions of people across the UK consider their dog a part of the family. Dog insurance is there to cover you if they have an injury, illness or accident that needs veterinary treatment.

You pay a monthly or annual premium and dog insurance will cover the costs of the treatment needed, minus any excesses. Some of the key reasons to buy dog insurance are:

Cost of vet fees

Vet fees can range between £400 - £8,000 depending on the size and breed of your pet.

Peace of mind

Knowing that you are covered for what can be a large unexpected bill.

Cover for life

If you choose a lifetime cover policy your pet will be covered for treatment to any illnesses or injuries up to a certain amount every year.

Our types of cover

Co-op Dog Insurance offers two types of policy, Select Plus and Classic.

Select Plus

  • Covers your pet for treatment up to £5,000 per year

  • Injury or illness can’t have been pre-existing

  • Cover for ongoing conditions such as arthritis and eczema for as long as your pet needs it

  • This could be for the rest of their life, as long as you renew each year without a break.

Classic

  • Covers your pet for treatment up to £2,000

  • Injury or illness can’t have been pre-existing

  • Claim for up to 12 months from when you first notice the injury or illness.

Compare our cover types

Compare the difference between the two types of Co-op Dog Insurance.

Cover

Select Plus

Classic

Vet fees

£5,000 per year

£2,000

Complementary treatment

£750 per year

Not included

Dental treatment

£5,000 per year

£2,000

Legal helpline

24/7 access

24/7 access

For more details on what is and isn't covered, read our policy documents.

Why choose us?

  • multi-pet discount for every pet that you add to your policy
  • we close 80% of our claims within 10 working days
  • comprehensive dental cover, subject to a yearly dental check up
  • 91% of our pet insurance customers renew
  • option to pay monthly by direct debit at no extra cost.

Optional extras

You can choose from three optional extra packages that enhance the level of cover for your dog.

These include cover for third-party liability, boarding fees and quarantine costs.

Important information

Existing customers

Frequently asked pet insurance questions

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.

†There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 20% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.

Pet insurance from Co-op Insurance Services is provided, underwritten and administered by Allianz Insurance plc. Registered in England No. 84638. Registered Office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance Services is a trading name of Co-op Insurance Services Limited. Co-op Insurance Services Limited is not part of the Allianz (UK) Group

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