The opportunity to choose a local cause to support
Choose a local cause in your community by signing into your online membership account or the Co-op App. They'll get a share of our profits.
Co-op Insurance Member offers
Co-op Members save even more. Don't miss our exclusive member offers.
Time limited offers
£140
welcome
gift
Life insurance
Members get a welcome gift worth £140 when they take out a new life insurance policy. Members also get 5% off the cost of their life cover for the duration of the policy.
You will receive your gift after 6 months of regular payments. Offer ends 30 November. Terms and conditions apply.
£140
welcome
gift
Over 50 life insurance
Members get a welcome gift worth £140 when they take out a new over 50 life insurance policy. Members also get an extra 1% added to their over 50 payout.
You will receive your gift after 6 months of regular payments. Offer ends 30 November. Terms and conditions apply.
Year-round Member Prices
Exclusive
rates
Loans
Member exclusive loan rates.
Co-op Members could get exclusive rates on unsecured loans from selected lenders. Discounted rates depend on your eligibility, personal circumstances and an affordability assessment. Secured loans are not included.
5%
Discount
Travel insurance discount
5% off travel insurance for Co-op Members.
Discount does not apply to add-ons or the extra cost to cover existing medical conditions. Terms and conditions apply.
Exclusive
price
Home insurance
Save more with an exclusive member price on home insurance.
Your discount is not available on add ons.
Exclusive
price
Car insurance
Exclusive member price on car insurance.
Your discount is applied if your details match those on our membership database and is not available on add ons.
5%off
Pet insurance offers
If you are a Co-op Member, you get 5% off Co-op Pet Insurance in your first year. Customers who are members also get 10% off all pet products in-store.
In-store discount added up to 14 days after policy starts and ends 21 September 2027. Terms and conditions apply. Minimum yearly costs apply to receive 5% discount: £51.59 for dogs, £50.68 for cats. Offers may be changed or withdrawn at any time.
5%Discount
Renters insurance
Co-op Members who take out renters insurance will get a 5% discount.
Member discount applied if matched during quote process.
Benefits of Co-op Membership
Applicants for insurance are subject to normal underwriting criteria.
A new customer is someone who has not had an insurance policy of the same type with Co-op Insurance or Co-op Insurance Services in the last 12 months.