Co-op Insurance Member offers

Co-op Members save even more. Don't miss our exclusive member offers.

Time limited offers

Winter Sale

Travel insurance discount

10% off annual multi-trip travel insurance for Co-op Members.

Members also continue to get 5% off single-trip insurance.

Offer ends 31 March 2026. Discount does not apply to add-ons or the extra cost to cover existing medical conditions. Terms and conditions apply.

Get a travel quote

A woman and man sitting on a sofa, smiling and playing with their baby

£140 gift

Life insurance £140 welcome gift

Co-op Members get a £140 welcome gift when they take out a new life insurance policy.

Members also get 5% off the cost of their life cover for the duration of the policy.

Member welcome gift offer ends 28 February 2026. Terms and conditions apply.

Get a life insurance quote

A grandmother sat with her family on the sofa.

£140 gift

Over 50 life insurance £140 welcome gift

Co-op Members get a £140 welcome gift when they take out a new over 50 life insurance policy.

Members also get an extra 1% added to their over 50 payout.

Member welcome gift offer ends 28 February 2026. Terms and conditions apply.

Get an over 50 life insurance quote

Year-round Member Prices

Discount is valid for the life of the policy. Discount does not apply to add-ons or the extra cost to cover existing medical conditions.

Your discount is applied if your details match those on our membership database and isn't available on add ons.

Your discount is applied if your details match those on our membership database and isn't available on add ons.

Co-op Members who take out renters insurance will get a 5% discount.

Co-op Members could get exclusive rates on unsecured loans from selected lenders. Discounted rates depend on your circumstances and the eligibility criteria. Secured loans are not included.

Co-op members get a 5% discount on Co-op Pet Insurance in the first year as an introductory offer. Subject to minimum yearly total costs of £51.59 for dogs and £50.68 for cats.

Co-op Members receive an extra 1% with their payout. New policies only and may be withdrawn at any time.

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Co-op Members get 5% off the cost of their life cover. New policies only and may be withdrawn at any time.

Benefits of Co-op Membership

Choose a local cause in your community by signing into your online membership account or the Co-op App. They'll get a share of our profits.

Sign into your online membership account or the Co-op App to see your offers. They'll become more personalised the more you shop.

Co-op Members get first in line for tickets

Buy tickets for gigs and events at Manchester’s Co-op Live arena before they go on general sale.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had an insurance policy of the same type with Co-op Insurance or Co-op Insurance Services in the last 12 months.

Co-op Insurance Member offers

Time limited offers

Travel insurance discount

Life insurance £140 welcome gift

Over 50 life insurance £140 welcome gift

Year-round Member Prices

5% discount travel insurance for Co-op Members

Members get an exclusive price on car insurance

Exclusive member price on home insurance

5% renters insurance discount

Member exclusive loan rates

5% pet insurance discount

Extra 1% with payout on Over 50 life insurance

5% off life cover for the term of the policy

Benefits of Co-op Membership

The opportunity to choose a local cause to support

Personalised offers every week

Access to presale tickets for Co-op Live, the UK's biggest arena