Pet insurance

Yorkshire terrier puppy and silver tabby kitten wearing cape illustrations

Free pet hamper when new customers buy a pet insurance policy

For new customers who buy direct. Offer ends 31 August 2021. Terms and conditions apply.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

Why do you need pet insurance?

Millions of people across the UK consider their pet a part of the family. Pet insurance is there to cover you if they have an injury, illness or accident that needs veterinary treatment.

You pay a monthly or annual premium and pet insurance will cover the costs of the treatment needed, minus any excesses. Some of the key reasons to buy pet insurance are:

Cost of vet fees

Vet fees can range between £400 - £8,000 depending on the size and breed of your pet.

Peace of mind

Knowing that you are covered for what can be a large unexpected bill.

Cover for life

If you choose a lifetime cover policy your pet will be covered for treatment to any illnesses or injuries up to a certain amount every year.

Our types of cover

Co-op Pet Insurance offers two types of policy, Select Plus and Classic.

Select Plus

  • Covers your pet for treatment up to £5,000 per year

  • Injury or illness can’t have been pre-existing

  • Cover for ongoing conditions such as arthritis and eczema for as long as your pet needs it

  • This could be for the rest of their life, as long as you renew each year without a break.


  • Covers your pet for treatment up to £2,000

  • Injury or illness can’t have been pre-existing

  • Claim for up to 12 months from when you first notice the injury or illness.

Compare our cover types

Compare the difference between the two types of Co-op Pet Insurance.


Select Plus


Vet fees

£5,000 per year


Complementary treatment

£750 per year

Not included

Dental treatment

£5,000 per year


Legal helpline

24/7 access

24/7 access

For more details on what is and isn't covered, read our policy documents.

Why choose us?

  • multi-pet discount for every pet that you add to your policy
  • we close 80% of our claims within 10 working days
  • comprehensive dental cover, subject to a yearly dental check up
  • 91% of our pet insurance customers renew
  • option to pay monthly by direct debit at no extra cost.

What pet insurance do we offer?

Optional extras

You can choose from three optional extra packages that enhance the level of cover for your pet.

These include cover for third-party liability, boarding fees and quarantine costs.

Make a claim

Over 2,000 veterinary practices are now able to notify us of a claim electronically at point of treatment, helping to speed up your insurance claim.

Find out how to use this service.

Frequently asked pet insurance questions

Important information

Existing customers

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.

†There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 20% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.

Pet insurance from Co-op Insurance Services is provided, underwritten and administered by Allianz Insurance plc. Registered in England No. 84638. Registered Office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance Services is a trading name of Co-op Insurance Services Limited. Co-op Insurance Services Limited is not part of the Allianz (UK) Group

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