Shop and salon insurance

A barista picking up a cup off the top of a coffee machine.

Wide ranging cover for single or multiple location shops or salons

Co‑op Insurance Services introduces you to Miles Smith, a specialist insurance broker.

What is shop and salon insurance?

Shop and salon insurance offers cover for individual and multi-location shop and salon businesses, including internet-only retailers who have storage units with no customer access.

You can build on the range of standard cover by adding extras to build insurance that meets your needs.

Who is shop and salon insurance for?

Shop and salon insurance is for businesses who occupy individual or multi-location retail or salon premises.

Why choose shop and salon insurance through us?

Increase to buildings cover

Automatic 20% increase added to the buildings sum insured.

Seasonal increase on stock cover

Stock cover increased by 30% for any three month period, for example November, December and January.

Exhibition cover for stock

Stock covered for temporary removal to exhibitions in the UK and EU for up to 7 days.

Business specialists for 95 years

We introduce you to Miles Smith who are business insurance specialists with over 95 years experience.

What's covered?

Subject to terms, conditions and exclusions that will be outlined in your policy summary. Always check and ensure the cover is suitable for you and your needs.

What extra cover can I add?

You can add a variety of extras to your shop and salon insurance, including cover for:

  • tenants improvements
  • deterioration of stock
  • loss of licence
  • employee dishonesty
  • treatment liability
  • personal accident.

Existing business insurance customer?

If you're one of our existing customers, we're here to help.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Miles Smith arranges and administers your insurance with their chosen insurance provider.

Miles Smith is a trading name of Specialist Risk Insurance Solutions Limited. Specialist Risk Insurance Solutions Limited is registered in England. Registered office: 6th Floor One America Square 17 Crosswall London EC3N 2LB Company No. 06368755. Specialist Risk Insurance Solutions Limited is authorised and regulated by the Financial Conduct Authority FCA No. 473138.