
Funeral plans
Choose from four funeral plans with a combination of services, so you can find the one that works for you.
Offer available to customers who purchase a new Co-op Over 50 Life Insurance policy direct. Offer ends 29 December 2022. Terms and conditions apply.
Over 50 life insurance is offered through Co-op Insurance Services and is provided, underwritten and administered by The Royal London Group.
Over 50 life insurance pays out a lump sum of money when you die to a person of your choice.
Without medical questions if you are a 50 to 80 year old UK resident.
Get cover from as little as £3.95 a month. Payments depend on the amount and length of cover, and your personal circumstances.
If you miss a payment once you're more than halfway through your policy, you will still get a payout.
You’re covered in full after 24 months of payments.
There are a few things to think about when buying an over 50 life insurance policy:
You will pay your monthly premium until the anniversary date of your policy after you turn 95, or your death, whichever comes first.
If you miss a monthly payment before you’re more than halfway through your policy, your cover will end and you’ll get nothing back.
Our Payout Promise means that if you’re more than 50% of the way through your policy and miss a payment you will still get half of your payout on death. That's halfway from the start of the policy until your policy anniversary date after you turn 95.
Your monthly payments could add up to more than your payout depending on how long you live.
Over time inflation will reduce the value of the payout amount.
If you die within the first two years as the result of an accident we will pay in full. If your death is not as the result of an accident, we will refund the amount you have paid in so far.
You can have multiple policies with Co-op, taken out at different times. The maximum amount of cover across all of your policies is £10,000.
Co-op Over 50 Life Insurance is available to UK residents aged between 50 and 80. Our insurance offers guaranteed acceptance meaning you don’t have to answer any medical questions.
You get to choose a fixed monthly payment between £3.95 and £100 and you can leave behind up to £10,000. The size of your monthly payment affects the amount that is paid out on death.
Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 9am - 5pm
Sunday 10am - 4pm
Customer Services, PO Box 697, Royal London House, Macclesfield, SK10 9AL
We won’t be able to pay a claim until we’ve received all the information we need.
Documents we may need to see include:
A new customer is someone who has not had an insurance policy of the same type with Co-op Insurance or Co-op Insurance Services in the last 12 months.
^Call charges may apply. Calls may be monitored or recorded for security and training purposes.
Co-op Life Cover and Co-op Over 50 Life Insurance from Co-op Insurance Services is provided, underwritten and administered by The Royal London Group. The Royal London Group consists of The Royal London Mutual Insurance Society Limited and its subsidiaries; registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 117672. Co-op Insurance Services Limited is not part of The Royal London Group.