Single trip travel insurance

Child with duck-shaped float in swimming pool

With emergency medical and cancellation cover for coronavirus*

Travel insurance is offered through Co-op Insurance Services and arranged by AllClear Limited.

*Coronavirus cover

You will be covered for:

  • unlimited emergency medical expenses, including repatriation to help you get back home where needed
  • cancellation and curtailment up to £7,500 including:
    • if you contract COVID-19 before you travel
    • your travelling companion(s), people you live with, or people you’re staying with on holiday being diagnosed with COVID-19 within 14 days of travel
    • if you’ve been told to self-isolate by NHS at the time of your departure
    • if a family/household member is diagnosed with COVID-19, meaning you have to self-isolate
  • up to 30 days extended cover if extension due to unexpected circumstances beyond your control
  • up to £2,000, if medically necessary, for a friend or relative to travel from your home area to stay with you, costs for room and to accompany you home
  • costs for your return flight following your enforced stay due to coronavirus.

Please be aware there is some cover for other coronavirus related claims, and all other terms and conditions of the policy apply.

Why choose us?

Unlimited medical expenses

Co-op Travel Insurance includes unlimited medical expenses. This covers you for injury, illness or serious accidents.

Online doctor

Access to a UK based GP via phone or video call during your trip and up to 7 days before you depart.

Medical bills paid directly

Available in selected destinations. Important limitations, restrictions and excesses apply. See policy documents for full details.

24 hour medical assistance

We will help you if you are ill or injured outside the UK or the Channel Islands.

We offer three levels of single trip travel insurance: Bronze, Silver or Gold. Each includes unlimited medical expenses, access to an online doctor and cashless medical expenses as standard.

Each level of cover is tailored to your needs, so you can decide how comprehensive you’d like your insurance to be.

Single trip insurance features

Feature

Bronze

Silver

Gold

Cashless medical expenses

Cashless medical expenses is included in our Bronze package. Cashless medical expenses is included in our Silver package. Cashless medical expenses is included in our Gold package.

Online doctor

Online doctor is included in our Bronze package. Online doctor is included in our Silver package. Online doctor is included in our Gold package.

Home help or nanny

Home help or nanny is not included in our Bronze package. Home help or nanny is included in our Silver package. Homecare is included in our Gold package.

See policy documents for full details and exclusions

Levels of cover and excesses

See our coronavirus specific information below.

Cover

Bronze

Silver

Gold

Cancellation and curtailment

£1,000

£2,500

£5,000

Medical expenses

Unlimited

Unlimited

Unlimited

Emergency dental

£250

£250

£250

Personal effects and baggage

£1,000

£2,000

£3,000

Personal money

£300

£400

£500

Excesses for above

£100

£75

£50

Legal expenses

£10,000

£30,000

£40,000

Excesses are per person, per section and per claim.

Coronavirus specific terms

Cancelling or cutting short your trip

  • If you or a member of your family or travelling party contract COVID or are instructed to self isolate: You will be covered for cancelling or cutting short your trip if you, a member of your family or travelling party, are medically diagnosed with coronavirus or personally instructed to isolate by an NHS service or medical professional.

  • Due to FCDO advice: You will not be covered for cancellation if the FCDO changes it's advice from safe to travel to essential travel only if the reason for the advice change is due to COVID.

  • Hotel closure: You will not be covered if your hotel is forced to close due to COVID.

Medical and repatriation expenses

You will be covered if you need treatment for coronavirus while abroad, including up to £2,000 to cover additional accommodation costs if this treatment means you need to extend your trip.

This cover will not apply if you have chosen to travel to a country where the FCDO is advising against all but essential travel due to COVID-19.

Make sure you’re covered

Get covered for your one-off holiday with our single trip travel insurance. Even if you’re only going on holiday once, it’s a good idea to get travel insurance. Our policies protect you and your family against instances of theft, damage, and illness, so you can enjoy peace of mind when travelling abroad.

Whether you’ve lost luggage or are in need of emergency surgery, we have extensive cover for your trip.

For a single trip, book your holiday cover with us today. Our travel insurance covers you before, during and after your trip. Co-op is here for you when you need us the most.

Heading away more than once this year? Upgrade to our annual multi-trip policy and receive cover for every trip you take. You could also save time and money.

Travel insurance is promoted by Co‑op Insurance Services and arranged by AllClear Limited.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Applicants for insurance are subject to normal underwriting criteria.

Travel insurance is offered through Co-op Insurance Services and arranged by AllClear Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. We are remunerated by commission for the arrangement, service and renewal of your insurance policy. We may receive a profit share payment from some of our insurers if they achieve performance targets across their product portfolio.

Travel insurance is administered by Insure & Go Insurance Services Ltd. Co-op Insurance Services (firm reference number 779364) and Insure & Go Insurance Services Ltd (firm reference number 309572) are authorised and regulated by the Financial Conduct Authority.