Electric car insurance
Car insurance is offered through Co-op Insurance Services and provided by a select panel of insurers.
Electric car insurance cover
Electric car insurance comes with a variety of features and you can choose from comprehensive or third party, fire and theft levels of cover.
Our comprehensive policies include specific features for electric cars, like battery coverage for accidental damage, fire, and theft. Check your policy documents for details.
Comprehensive vs third party, fire and theft
Comprehensive and third party, fire and theft policies offer different levels of cover.
|
Comprehensive |
Third party, fire and theft | |
|---|---|---|
Accident cover | Accident cover included | Accident cover excluded |
24/7 accident recovery | 24/7 accident recovery included | 24/7 accident recovery excluded |
Windscreen repair or replacement | Windscreen repair or replacement included | Windscreen repair or replacement excluded |
Fire cover | Fire cover included | Fire cover included |
Theft cover | Theft cover included | Theft cover included |
Costs for damage you cause | Costs for damage you cause included | Costs for damage you cause included |
Comprehensive
Accident cover
loss or damage to your car
24/7 accident recovery
if you are involved in an accident and your car cannot be safely driven
Windscreen repair or replacement
Fire cover
loss or damage to your car
Theft cover
loss or damage to your car
Costs for damage you cause
to people, their car or property
Third party, fire and theft
Fire cover
loss or damage to your car
Theft cover
loss or damage to your car
Costs for damage you cause
to people, their car or property
What electric car insurance does not cover
There are certain things our insurance doesn’t cover, including using the vehicle for professional driving instruction, motor trade operations, hiring your car to someone else, and motor racing.
View the full list of exclusions in the policy documents.
Electric car insurance discounts
There are a number of different discounts available for electric car insurance including no claim discount and member discount.
Find out if you could get a discount.
Co-op Member Prices
As well as an exclusive price on car insurance, members also get:
- lower prices in our food stores and online
- personalised offers every week
- access to presale tickets for Co-op Live, the UK's biggest arena
- a say in how Co-op is run
If you’re not yet a Co-op Member, you can sign up using the ‘Become a member’ button. This will include a one-off £1 joining fee.
Co-op Members get an exclusive car insurance price. Your discount is applied if you are matched with our membership database during the quote process. This discount is not available on add ons.
Policy documents
- If you are a new customer your policy documents will be shown when you get a quote
- If you are an existing customers you can see your policy documents by logging into your account.
Add ons
You can add extra cover when you buy your car insurance. These include:
Existing customers
If you're one of our existing customers we're here to help.
Other car insurance products
Calls are charged at local rates from landline and mobiles. If your phone has inclusive minutes these calls are normally included.
As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents for further details.
Applicants for insurance are subject to normal underwriting criteria.
Co-op Insurance Services Limited will receive a percentage commission from your insurance payments and from any add ons.