Legal expenses insurance
Add this extra cover when you buy car insurance
What is legal expenses insurance?
If your car is involved in an accident where the other person is responsible, our optional legal expenses insurance will cover the cost of:
- working out the value of your uninsured losses.
- negotiating with the other side responsible for the accident.
- starting legal proceedings if necessary.
Your legal expenses claim might include
- travel expenses whilst your car is off the road.
- compensation for injuries and loss of earnings.
- your policy excess.
Legal expenses insurance covers
- up to £100,000 cover for legal fees to help cover uninsured losses.
- prosecution defence cover, if you need to defend your rights in court over an alleged motoring offence.
- 24 hour helpline for advice on any private motoring legal matter.
- you and any named drivers on your car insurance policy.
Legal expenses insurance is underwritten by RAC Insurance Limited.
Carpenters Limited manage all legal expense claims. They will only accept a claim if there is a reasonable chance of making a recovery.
We will not cover any legal costs unless we have agreed to them in advance.