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Golden Retriever pet insurance
Discover why Golden Retrievers make great pets and why pet insurance is a smart way to protect their health

Golden Retriever breed overview
Golden Retrievers are calm and clever dogs that are easy to train. They were first bred to help hunters retrieve game, so they love to play fetch. Today, they are loved for being gentle and friendly. Golden Retrievers need regular walks and brushing to stay healthy and happy.
Keep reading to learn more about the Golden Retriever breed and how Co-op Pet Insurance can help you care for your dog’s health and wellbeing.
Golden Retriever key facts
Lifespan
Golden Retrievers typically live for 10 years or more.
Size and weight
They are large dogs, usually weighing between 25 and 34 kilograms.
Coat and colour
They have long coats in various golden shades.
Exercise needs
They need high levels of exercise, ideally 1 to 2 hours each day.
Shedding and grooming
They shed heavily and require regular brushing to manage their coat.
Temperament
They are friendly, gentle, and eager to please, making them excellent family pets.
Learn more about Golden Retrievers

They're kind and loyal
Golden Retrievers are known for their gentle nature and strong bond with people. They’re friendly with children, other pets, and even strangers. Their calm and loving personality makes them one of the most popular family dogs.

They love to learn
These dogs are smart and love to please. They respond well to training and enjoy learning new tricks. Starting training early helps them grow into well-behaved adults who are easy to live with.

They love to stay active
Golden Retrievers need regular exercise to stay healthy. They enjoy long walks, games of fetch, and even swimming. Because they’re so active, pet insurance can be helpful if they ever get injured while playing or running.
Common health conditions in Golden Retrievers
Golden Retrievers can live long and happy lives, but they are prone to several health conditions. Here are six to be aware of:
Hip dysplasia
Hip dysplasia occurs when the hip joint doesn’t develop properly, leading to a loose or unstable fit. This can cause discomfort, reduced mobility, and difficulty with activities like walking or running.
Elbow dysplasia
Elbow dysplasia is a painful joint condition in dogs that affects the front legs. It happens when the bones in the elbow don’t fit together properly, leading to limping, stiffness, or avoiding one leg.
Epilepsy
This is a brain disorder that causes seizures in dogs. Seizures can look like shaking, drooling, or collapsing. Some dogs have mild episodes, while others may have more serious ones. Medicine can help control it, but dogs usually need treatment for life.
Cancer
Dogs can get cancer just like people. It can grow in the skin, blood, bones, or organs. Some cancers grow slowly, while others spread quickly. Finding it early gives the best chance for treatment.
Skin conditions
Many dogs have itchy skin, rashes, or infections. These can be caused by allergies, fleas, or food. Dogs may scratch or lick too much, which makes it worse. Vets can help with medicine or special diets.
Hypothyroidism
This happens when a dog’s thyroid gland doesn’t make enough hormone. It can cause tiredness, weight gain, and skin or coat problems. A blood test can find it, and daily medication can help manage the condition.
Care tips for owners
Keep them active
Daily walks and playtime help maintain a healthy weight and happy mood.
Brush often
Their long coat needs brushing several times a week to prevent tangles.
Watch for skin issues
Check for hot spots or irritation, especially in warmer months.
Clean their ears
Moisture can build up. Regular cleaning helps prevent infections.
Train with kindness
They respond well to positive reinforcement and gentle guidance.
Visit the vet regularly
Routine checkups help monitor heart, joint, and eye health.
Why do you need dog insurance?
Dog insurance is there to cover your dog if they have an accident or illness and will cover the costs of the treatment needed, minus any excesses.
Some of the key reasons to buy dog insurance are:
Cost of vet fees
Vet fees can cost thousands of pounds depending on the type of treatment and the size and breed of your pet.
Peace of mind
Knowing that you are covered for what can be a large unexpected bill.
Lifetime cover
If you choose a lifetime policy, any illnesses or accidents insured will continue to be covered for the whole of your pet's life.
Compare our cover types
Compare the difference between the two types of Co-op Dog Insurance.
Cover |
Lifetime |
Time limited |
---|---|---|
Vet fee cover | up to £16,000 | up to £5,000 |
Lifetime cover for recurring illness
| Lifetime cover for recurring illness included | Lifetime cover for recurring illness excluded |
Dental treatment | Dental treatment included | Dental treatment included |
Third-party liability cover
| Third-party liability cover included | Third-party liability cover included |
Pay monthly at no extra cost | Pay monthly at no extra cost included | Pay monthly at no extra cost included |
Advertising and reward
| up to £2,500 | up to £1,000 |
Loss of pet
| up to £3,000 | up to £1,000 |
Lifetime
Vet fee cover
up to £16,000
Lifetime cover for recurring illness
for example if your pet is insured and you keep renewing, cancer treatment is covered for life
Dental treatment
Third-party liability cover
dogs only
Pay monthly at no extra cost
Advertising and reward
if your pet goes missing
up to £2,500
Loss of pet
due to theft or if they are lost
up to £3,000
Time limited
Vet fee cover
up to £5,000
Dental treatment
Third-party liability cover
dogs only
Pay monthly at no extra cost
Advertising and reward
if your pet goes missing
up to £1,000
Loss of pet
due to theft or if they are lost
up to £1,000
For more details on what is and isn't covered, read our policy documents.