Commercial landlord insurance

A meeting room in a high rised building.

Flexible cover for people who let up to 20 properties

Co‑op Insurance Services introduces you to Miles Smith, a specialist insurance broker.

What is commercial landlord insurance?

Commercial landlord insurance is cover for those who let up to 20 properties and can cover mixed-use of residential and commercial property.

It has been designed for those who need insurance protection for their property and legal liabilities.

You may also need additional cover under a single package to protect the balance sheet of your business.

Who is commercial landlord insurance for?

Commercial landlord insurance is for people who run a business that rents commercial property to businesses.

Why choose commercial landlord insurance through us?

Property owner's liability

Choose from £2m, £5m and £10m cover levels.

Damage to property covered

Including buildings, communal contents, and glass.

Business specialists for 95 years

We introduce you to Miles Smith who are business insurance specialists with over 95 years experience.

Accidental damage cover available

For both buildings and contents.

What's covered?

Commercial landlord insurance covers a wide variety of things.

Cover type

Amount of cover

Property owners liability

£2m, £5m or £10m

Legal expenses

£10,000 as standard

Finding leaks


Fire and security equipment


Tenants debris removal


Unauthorised use of metered services


Subject to terms, conditions and exclusions that will be outlined in your policy summary. Always check and ensure the cover is suitable for you and your needs.

What extra cover can I add?

You can also choose to add extra cover to your commercial landlord policy including:

  • landlord's contents
  • business interruption
  • employer's liability
  • terrorism
  • accidental damage.

Existing business insurance customer?

If you're one of our existing customers, we're here to help.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Miles Smith arranges and administers your insurance with their chosen insurance provider.

Miles Smith is a trading name of Specialist Risk Insurance Solutions Limited. Specialist Risk Insurance Solutions Limited is registered in England. Registered office: 6th Floor One America Square 17 Crosswall London EC3N 2LB Company No. 06368755. Specialist Risk Insurance Solutions Limited is authorised and regulated by the Financial Conduct Authority FCA No. 473138.