Legal expenses cover
If your car’s involved in an accident that wasn’t your fault, our optional legal expenses insurance will cover the cost of:
- working out the value of your uninsured losses,
- negotiating with the “at fault” driver,
- starting legal proceedings if necessary.
Your legal expenses claim might include:
- travel expenses whilst your car is off the road,
- compensation for injuries and loss of earnings,
- your policy excess.
Legal expenses insurance covers:
- up to £100,000 cover for legal fees to help recover uninsured losses,
- access to a 24-hour legal helpline that provides advice on any car-related issues, such as disputes with garages, parking fines, and ownership responsibilities,
- you and any named drivers on your car insurance policy.
Carpenters Limited manage all legal expense claims. They will only accept a claim if there is a reasonable chance of making a recovery.
We will not cover any legal costs unless we have agreed to these in advance.