Accidental damage cover

Accidental damage cover

This optional extra can be added to buildings or contents. It extends your amount of cover against accidental damage. Buildings and contents are priced as separate items so you can choose just one, or both if you need to.

Buildings: what’s covered

Loss or damage caused by, for example:

  • DIY accidents like drilling through a pipe or cable
  • putting your foot through the ceiling.

Contents: what’s covered

Loss or damage caused by, for example:

  • spilling paint or wine on a carpet,
  • dropping an ornament.

Damage isn't covered when:

  • it's been caused by wear and tear,
  • your home is being rented out or lent to someone else,
  • your home has nobody staying in it for more than 60 days,
  • it's been caused by a pet.

Add this cover

Choose accidental damage cover when you buy your policy online or over the phone by giving us a call on 03457 46 46 46^.