Our buildings insurance covers you as standard against accidental damage to:

  • underground pipes
  • drains and cables (including their inspection covers) as long as you're legally responsible for repairing the damage.

What's not covered?

  • maintenance
  • routine redecoration
  • the cost of clearing blockages from pipes and drains if there is no damage to the pipe or drain itself.

We define accidental damage as: physical damage caused suddenly by an external event that's unexpected and not deliberate.

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