Our buildings insurance covers you as standard against accidental damage to:
- underground pipes
- drains and cables (including their inspection covers) as long as you're legally responsible for repairing the damage.
What's not covered?
- routine redecoration
- the cost of clearing blockages from pipes and drains if there is no damage to the pipe or drain itself.
We define accidental damage as: physical damage caused suddenly by an external event that's unexpected and not deliberate.