Plan and pay for your funeral in advance with a pre-paid cremation plan and start creating something truly personal today.
Plan and pay for your funeral in advance with a pre-paid cremation plan and start creating something truly personal today.
With a cremation plan you can plan and pay for your funeral in advance. It allows you to protect your family from unexpected funeral costs and makes sure your funeral wishes are known.
Cremation plans can be a cheaper alternative to burial plans, this is because you won't need to buy a grave plot, which can be expensive in certain parts of the country.
We have 5 plans with a combination of services, so you can choose the one that works for you. You can see the differences between each cremation plan below.
Unattended cremation
£1,700
Co-op Member price £1,650
Basic coffin
No limousine
No cortege
Our choice of date, time and location of funeral
Fully guaranteed to cover all crematorium fees
Attended
£2,995
Co-op Member price £2,920
Funeral service that people can attend
Cremation or burial
Basic coffin
No limousine
Fixed cortege route
Restricted date, time and location
Capped contribution of up to £850 towards third party fees.
Attended
£3,685
Co-op Member price £3,560
Funeral service that people can attend
Cremation or burial
Wood effect coffin
No limousine
Fixed cortege route
Restricted date, time and location
Capped contribution of up to £1,000 towards third party fees. We guarantee to pay the cremation fee.
Attended
£3,975
Co-op Member price £3,850
Funeral service that people can attend
Cremation or burial
Wood effect coffin
One limousine
Flexible cortege route
Mutual agreement on date and time
Fully guaranteed to cover all third party fees
Attended
£4,160
Co-op Member price £4,035
Funeral service that people can attend
Cremation or burial
Wood veneer coffin
Two limousines
Flexible cortege route
Mutual agreement on date and time
Fully guaranteed to cover all third party fees
Yes, if you’ve previously bought a burial plan and wish to change to cremation, or change your cremation plan to a burial plan, you can do. If there are any changes in costs, we’ll let you know what these are when you contact us. Call us on 0800 289 120 to update your plan and receive new updated plan documents in the post.
Co-op cremation plan costs differ depending on what services you’d like included in your plan. Prices start from £1,700 for our Direct Cremation Plan, and up to £4,210 for our Gold Cremation Plan. You can choose to pay in full, spread the cost over 6–12 months with no extra costs, pay over 2–25 years or 2-5 years for a Direct Cremation Plan.
If paying in monthly instalments and you die after 12 months, as long as your payments are up to date, we won’t collect the outstanding balance on your plan and our funeral director can deliver your plan.
Unlike most funeral plan providers, at the Co-op we both plan and carry out your funeral, meaning you can be sure that every detail in your plan will be as you wanted. You can also be confident that a Co-op funeral director will be conducting your funeral with all the care and high standards you would expect from us. Other plan providers may ask you to nominate an independent funeral director, but they can’t guarantee that they will be the ones carrying out the funeral.
Spread the cost over 6 or 12 months with no additional costs, pay monthly payments over 2–25 years or 2-5 years for a Direct Cremation Plan. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.
For more information on monthly payments, read our guide on ways to pay.
^If you choose to make monthly payments over 2 to 25 years, or 2 to 5 years for a Direct Cremation Plan, and die as a result of an accident within the first 12 months of your plan, we will deliver all services provided in your plan. If you die after 12 months, we will deliver all the services provided in your plan, even if you’ve not finished paying for it. All previous payments must be paid up to date and your funeral must be carried out by one of our approved funeral directors. See our terms and conditions.
