Compare our funeral plans

We have 4 fixed plans with a combination of services, so you can choose the one that works for you. You can see the differences between each plan below.

Compare our funeral plans

We have 4 fixed plans with a combination of services, so you can choose the one that works for you. You can see the differences between each plan below.

If you’re looking to buy a pre-paid plan, follow these links below

Every Co-op funeral plan includes:

    • All third-party fees - which can include doctor’s fees, cremation fees, minister's or officiant's fees. The cost of a burial plot is not included in any of our plans
    • Your funeral wishes: we will record your personal funeral wishes and keep them safe until your plan is redeemed
    • Family support and assistance provided by a funeral director
    • Care and preparation of the person who has died
    • A hearse and pallbearers
    • The choice to visit the chapel of rest
    • All funeral plans being paid for in monthly payments over 2-25 years will be protected by the Co-op Commitment^
    • Regular contact with the arranging client to plan the funeral
    • Bereavement assistance from professional organisations
    • A free call from our Bereavement Notification Service team
    • Transfer of the person who has died within a 50-mile radius, 24 hours a day
    • Advice on any additional products not included in the funeral plan, such as floral tributes, funeral stationery or newspaper notices (to be paid by the client when arranging the funeral)
Comparison chart

Simple

Pay £3,295 in full, or in monthly payments from £20.85 a month*

  • Third-party charges fully guaranteed
  • A basic coffin
  • Fixed cortege route
  • Restricted dates and times of day for the funeral
  • Visiting the chapel of rest in normal working hours with pre-arranged appointment
  • Limousine

Bronze

Pay £3,595 in full, or in monthly payments from £22.75 a month*

  • Third party charges fully guaranteed
  • Wood effect coffin such as Maple
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visiting the chapel of rest in normal working hours
  • Full personalisation of funeral plan with hymns/songs/readings
  • Limousine

Silver

Pay £3,950 in full, or in monthly payments from £24.99 a month*

  • Third-party charges fully guaranteed
  • Wood effect coffin such as Cherry or Rosewood
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visits to chapel of rest any time of day with pre-arranged appointment
  • Full personalisation of funeral plan with hymns/songs/readings
  • One limousine

Gold

Pay £4,199 in full, or in monthly payments from £26.57 a month*

  • Third-party charges fully guaranteed
  • Wood veneer coffin such as Traditional
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visits to chapel of rest any time of day with pre-arranged appointment
  • Full personalisation of funeral plan with hymns/songs/readings
  • Two limousines

What's not included

There are some things that are not included in the cost of our fixed funeral plans that can be added when the funeral plan is redeemed. These include:

    • Embalming
    • Flowers
    • Order of services
    • Newspaper notices
    • Alternative hearses
    • Extra limousines or executive cars

If you’d like to buy a plan that includes any of the above, have a look at our tailor-made plans.

We are a complete funeral service provider

Unlike most funeral plan providers, we both plan and carry out your funeral, meaning you can be sure every detail in your plan will be as you wanted. You can also be confident a Co-op funeral director will conduct your funeral, with all the care and high standards you expect from us. Other plan providers might ask you to nominate an independent funeral director, but they can’t guarantee they’ll be the ones carrying out the funeral.

View our funeral services
Funeral plans image, man browses Co-op funeral plans online

Our awards and ratings

for the ratings block

Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

Defaqto 5 star award for 2020.

For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Image of moneynet.co.uk award

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

  • for the ratings block

    Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

  • Defaqto 5 star award for 2020.

    For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Image of moneynet.co.uk award

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

*Price of £20.85 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,295 over 25 years (total amount repayable £6,255.65). Our low-cost monthly payments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your funeral plan. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

** As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^The Co-op Commitment applies if you are paying monthly over 2-25 years and 1 year has passed since the start date. All payments must be paid up to date and your funeral must be carried out by one of our Funeral Directors. See our terms and conditions.

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Is the UK heading towards a grief pandemic?
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Read the full report Read the full report

You can buy a pre-paid funeral plan online, or give our funeral planning team a call on 0800 088 4883.

You can choose to pay either in full, in monthly payments over 6 or 12 months, or monthly payments over 2-25 years.

If you’re paying over 6-12 months, there are no additional charges. However, when paying over 2-25 years, there are additional charges. Use our online calculator to find out how much a fixed funeral plan will cost and what the charges will be.

All our plans include funeral director fees and services as well as third party charges.

Our 4 fixed plans (Simple, Bronze, Silver, Gold) have a combination of services, so you can choose which is right for you.

Alternatively, you can choose a tailor-made plan. This is where you decide exactly what you’d like to be included.

Whichever plan you buy, we’ll send you a plan summary in the post within 10 working days that confirms everything that’s included.

Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.

Someone else can pay for your plan but you’re still responsible for making sure payments are made. You’ll own and control your plan and will receive the documents relating to it. If the person paying for your plan is paying monthly over 2-25 years, that person must be 18 years of age or over. All payments must be completed by their 80th birthday.

View all our frequently asked questions
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.