Simple Plan

If you’d prefer to keep things simple, we can help. Pay £3,095 in full, or in monthly payments from £18.96 per month*.

Simple Plan

If you’d prefer to keep things simple, we can help. Pay £3,095 in full, or in monthly payments from £18.96 per month*.

Our Simple Plan includes:

basic-coffin-2

A basic coffin

With gold effect handles

chapel

Visit in a private remembrance room

In normal working hours with pre-arranged appointment

time-date-restrictions

Date and time of the funeral

Restricted days normally Tuesday-Thursday before 10.30am or after 3pm at our preferred choice of crematorium if a cremation plan is chosen

church minister

Contribution towards defined third-party fees

Includes an inflation linked contribution of £950 towards cremation or burial fees**

Attendant leads a procession of vehicles down a road in parkland

Cortege route

Directly to the crematorium or place of burial from the funeral home

Funeral director leading a funeral procession.

Suitable vehicle and personnel required for the funeral

Vehicle of our choice to take the coffin to the funeral. Co-op personnel are included to help conduct the funeral but not included to carry the coffin

A customer review of Co-op Funeralcare A customer review of Co-op Funeralcare
The website was easy to navigate with the information I needed to make the right decision. I'd recommend Co-op funeral plans.
5 star review on feefo
A customer review of Co-op Funeralcare A customer review of Co-op Funeralcare
Simple, straight forward and easy to choose a plan. My children won't need to worry about paying for my funeral.
5 star review on feefo

Member Price for Simple Plan £3,020

By being a Co-op Member you Save £75 when you buy a Simple Plan. Simple Plan non-member price £3,095.

Become a member

Every Co-op funeral plan includes:

    • The choice between burial and cremation
    • Family support and assistance provided by a funeral director
    • Care and preparation of the person who has died
    • The choice for loved ones to visit a private remembrance room
    • Transfer of the person who has died within a 50-mile radius, 24 hours a day
    • Regular contact with the arranging client to plan the funeral
    • A free call from our Bereavement Notification Service team and bereavement assistance from professional organisations
    • All funeral plans being paid for in monthly payments over 2-25 years will be protected by the Co-op Commitment^
    • You can fully personalise your funeral plan with hymns, songs & readings - we'll keep these wishes safe until your plan is redeemed
    • Advice on any additional products not included in the funeral plan, such as floral tributes, funeral stationery or newspaper notices (to be paid by the client when arranging the funeral)

Pay monthly options

Spread the cost over 6 or 12 months with no additional costs or monthly payments over 2–25 years. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.

Funeral plan calculator
Image of a smartphone calculator

What's not included

There are some things that are not included in the cost of our fixed funeral plans that can be added when the funeral plan is redeemed. These include:

    • Embalming
    • Flowers
    • Orders of service
    • Newspaper notices
    • Alternative hearses
    • Extra limousines or executive cars

If you’d like to buy a plan that includes any of the above, have a look at our tailor-made plans.

For full details, see our funeral plan terms and conditions.

Does the Simple Plan cover third party fees?

Our Simple Plan includes a contribution of £950 to put towards defined third party fees. This contribution can be used for cremation or burial costs, officiant and doctors’ fees if applicable. If the cost of third party fees exceeds the contribution amount, your loved ones will have to pay the difference.

We increase the contribution each year to reflect the cost of inflation, this is based on the consumer price index (CPI).

Pen and Paper

Our awards and ratings

Fairer finance 2021 logo

Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

Defaqto 2021 logo

For 4 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Moneynet award 2021

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years.

  • Fairer finance 2021 logo

    Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

  • Defaqto 2021 logo

    For 4 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Moneynet award 2021

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years.

Explore our other plans

Bronze

Pay £3,595 in full, or in monthly payments from £22.13 per month*

Member price £3,470 save £125

  • Wood effect coffin
  • Cortege route direct to the crematorium or place of burial from the funeral home
  • Restricted days for funeral normally Tuesday-Thursday before 10.30am or after 3pm
  • Visit in a private remembrance room in normal working hours with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • A contribution of £1,100 towards defined third party fees (cremation fees are guaranteed)

Silver

Pay £3,995 in full, or in monthly payments from £24.65 per month*

Member price £3,870 save £125

  • Choice of 2 wood effect coffins
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visit in a private remembrance room anytime with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • Fully guaranteed to cover defined third party fees
  • One limousine

Gold

Pay £4,295 in full, or in monthly payments from £26.55 per month*

Member price £4,170 save £125

  • Choice of 2 quality wood veneer coffins
  • Ability to choose a specific cortege route
  • Mutual agreement on date and time of the funeral
  • Visit in a private remembrance room anytime with pre-arranged appointment
  • Funeralcare colleagues to carry the coffin
  • Fully guaranteed to cover defined third party fees
  • Two limousines
  • Memorial canvas or item up to an equivalent value

Some common questions

Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.

Someone else can pay for your plan but you’re still responsible for making sure payments are made. You’ll own and control your plan and will receive the documents relating to it. If the person paying for your plan is paying monthly over 2-25 years, that person must be 18 years of age or over. All payments must be completed by their 80th birthday.

All of our plans can be personalised to include special wishes and requests. When you buy a prepaid funeral plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.

If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.

All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.

If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.

If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.

Your funeral — or that of the person you’re buying the plan for — will be carried out by one of our Co-op funeral directors.

You can tell us which of our funeral homes you want to use when you buy the plan, or you can tell us later. We’ll keep a record of this and let the person arranging the funeral know which one you selected. If you change your mind or move to a different area, just let us know and we’ll update your plan details.

View all our frequently asked questions
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.

*Price of £18.96 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,095 over 25 years (total amount repayable £5789.32), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A minimum of £99 deposit is required to be paid when buying a plan on monthly instalments, this will be taken off the plan price. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

** As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.