If you’d prefer to keep things simple, we can help. Pay £3,095 in full, or in monthly payments from £18.96 per month*.
If you’d prefer to keep things simple, we can help. Pay £3,095 in full, or in monthly payments from £18.96 per month*.
With gold effect handles
In normal working hours with pre-arranged appointment
Restricted days normally Tuesday-Thursday before 10.30am or after 3pm at our preferred choice of crematorium if a cremation plan is chosen
Includes an inflation linked contribution of £950 towards cremation or burial fees**
Directly to the crematorium or place of burial from the funeral home
Vehicle of our choice to take the coffin to the funeral. Co-op personnel are included to help conduct the funeral but not included to carry the coffin
Every Co-op funeral plan includes:
Spread the cost over 6 or 12 months with no additional costs or monthly payments over 2–25 years. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.
What's not included
There are some things that are not included in the cost of our fixed funeral plans that can be added when the funeral plan is redeemed. These include:
If you’d like to buy a plan that includes any of the above, have a look at our tailor-made plans.
For full details, see our funeral plan terms and conditions.
Our Simple Plan includes a contribution of £950 to put towards defined third party fees. This contribution can be used for cremation or burial costs, officiant and doctors’ fees if applicable. If the cost of third party fees exceeds the contribution amount, your loved ones will have to pay the difference.
We increase the contribution each year to reflect the cost of inflation, this is based on the consumer price index (CPI).
Pay £3,595 in full, or in monthly payments from £22.13 per month*
Pay £3,995 in full, or in monthly payments from £24.65 per month*
Pay £4,295 in full, or in monthly payments from £26.55 per month*
Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.
Someone else can pay for your plan but you’re still responsible for making sure payments are made. You’ll own and control your plan and will receive the documents relating to it. If the person paying for your plan is paying monthly over 2-25 years, that person must be 18 years of age or over. All payments must be completed by their 80th birthday.
All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.
If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.
If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.
Your funeral — or that of the person you’re buying the plan for — will be carried out by one of our Co-op funeral directors.
You can tell us which of our funeral homes you want to use when you buy the plan, or you can tell us later. We’ll keep a record of this and let the person arranging the funeral know which one you selected. If you change your mind or move to a different area, just let us know and we’ll update your plan details.
*Price of £18.96 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,095 over 25 years (total amount repayable £5789.32), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A £99 deposit is required on first payment. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.
** As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.
^If you choose to pay in instalments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not paid all the instalments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.