A popular choice, the Silver Plan is fully guaranteed. Pay £4,150 in full, or in monthly payments from £25.64 per month*.
A popular choice, the Silver Plan is fully guaranteed. Pay £4,150 in full, or in monthly payments from £25.64 per month*.
Choice of 2 wood effect coffins
Anytime with a pre-arranged appointment
Mutual agreement on funeral details
Fully guaranteed to cover defined third-party fees**
Flexibility to choose the route
One limousine on the day of the funeral
We can also provide Co-op personnel to carry the coffin, or family and friends can carry the coffin or use a wheeled bier
Every Co-op funeral plan includes:
Spread the cost over 6 or 12 months with no additional costs or monthly payments over 2–25 years. If you decide on monthly payments, a minimum deposit of £99 is required when you buy your plan. You can pay a bigger deposit if you’d like to lower the monthly costs.
For more information on monthly payments, read our guide on ways to pay.
What's not included
There are some things that are not included in the cost of our funeral plans that can be added when the funeral plan is redeemed. These include:
For full details, see our funeral plan terms and conditions.
Yes, both our Silver and Gold Plans cover defined third party fees, meaning that we guarantee to cover the cost of all items within the plan, including our services and third-party fees.
These defined third party fees can include cremation or burial** fees and officiant fees.
Once you’ve paid the balance of either the Silver or Gold Plan, your loved ones will have nothing more to pay for the services included in your plan, even if prices rise in the future.
Pay £3,225 in full, or in monthly payments from £19.79 per month*
Member price £3,150 save £75
Pay £3,735 in full, or in monthly payments from £23.01 per month*
Member price £3,610 save £125
Pay £4,460 in full, or in monthly payments from £27.60 per month*
Member price £4,335 save £125
Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.
Someone else can pay for your plan but you’re still responsible for making sure payments are made. You’ll own and control your plan and will receive the documents relating to it. If the person paying for your plan is paying monthly over 2-25 years, that person must be 18 years of age or over. All payments must be completed by their 80th birthday.
All of our plans can be personalised to include special wishes and requests. When you buy a prepaid funeral plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.
If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.
All of our plans can be personalised to include special wishes and requests. When you buy a plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.
If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.
Your funeral — or that of the person you’re buying the plan for — will be carried out by one of our Co-op funeral directors.
You can tell us which of our funeral homes you want to use when you buy the plan, or you can tell us later. We’ll keep a record of this and let the person arranging the funeral know which one you selected. If you change your mind or move to a different area, just let us know and we’ll update your plan details.
*Price of £25.64 per month is based on a 50-year-old purchasing a Silver Funeral Plan at £4,150 over 25 years (total amount repayable £7,791.17), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A minimum of £99 deposit is required to be paid when buying a plan on monthly instalments, this will be taken off the plan price. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.
**As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.
^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.
