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Silver Funeral Plan
Our fully guaranteed Silver Plan has everything you need for a funeral with no hidden costs. Pay £3,950 in full, or pay in instalments from £24.99 a month.*
Silver Funeral Plan
Our fully guaranteed Silver Plan has everything you need for a funeral with no hidden costs. Pay £3,950 in full, or pay in instalments from £24.99 a month.*
Most popular
Our Silver Funeral Plan includes:
A wood effect coffin
This plan inludes a cherry or rosewood coffin
Mutual agreement on funeral details
Choose the date and time
Cortege route
Flexibility to choose the route
Limousine
1 limousine for the day of the funeral
Visiting the private chapel of rest at anytime
With a pre-arranged appointment
All third-party fees
Fully guaranteed to cover third-party fees, not just a contribution towards the costs**
The website was easy to navigate with the information I needed to make the right decision. I'd recommend Co-op funeral plans.
5 star review on feefo
Simple, straight forward and easy to choose a plan. My children won't need to worry about paying for my funeral.
5 star review on feefo
Every Co-op funeral plan includes:
- All third-party fees - which can include doctor’s fees, cremation fees, minister's or officiant's fees. The cost of a burial plot is not included in any of our plans
- Your funeral wishes: we will record your personal funeral wishes and keep them safe until your plan is redeemed
- Family support and assistance provided by a funeral director
- Care and preparation of the person who has died
- A hearse and pallbearers
- The choice to visit the chapel of rest
- All funeral plans being paid for in monthly payments over 2-25 years will be protected by the Co-op Commitment^
- Regular contact with the arranging client to plan the funeral
- Bereavement assistance from professional organisations
- A free call from our Bereavement Notification Service team
- Transfer of the person who has died within a 50-mile radius, 24 hours a day
- Advice on any additional products not included in the funeral plan, such as floral tributes, funeral stationery or newspaper notices (to be paid by the client when arranging the funeral)
What's not included
There are some things that are not included in the cost of our fixed funeral plans that can be added when the funeral plan is redeemed. These include:
- Embalming
- Flowers
- Order of services
- Newspaper notices
- Alternative hearses
- Extra limousines or executive cars
If you’d like to buy a plan that includes any of the above, have a look at our tailor-made plans.
Explore our other plans
Simple
Pay £3,295 in full, or in monthly payments from £20.85 a month*
- A basic coffin
- Fixed cortege route
- Restricted dates and times of day for the funeral
- Visiting the chapel of rest in normal working hours with pre-arranged appointment
- Third-party charges fully guaranteed
- Full personalisation of funeral plan with hymns/songs/readings
- No limousine
Bronze
Pay £3,595 in full, or in monthly payments from £22.75 a month*
- Wood effect coffin (such as the Maple Coffin)
- Ability to choose a specific cortege route
- Mutual agreement on date and time of the funeral
- Visiting the chapel of rest in normal working hours with pre-arranged appointment
- Third-party charges fully guaranteed
- Full personalisation of funeral plan with hymns/songs/readings
- No limousine
Gold
Pay £4,199 in full, or in monthly payments from £26.57 a month*
- Wood veneer coffin (such as the Traditional)
- Ability to choose a specific cortege route
- Mutual agreement on date and time of the funeral
- Visits to chapel of rest any time of day with pre-arranged appointment
- Third-party charges fully guaranteed
- Full personalisation of funeral plan with hymns/songs/readings
- Two limousines
We also offer flexible pre-paid funeral plans
If you want more freedom to choose all the services in your plan, or if you want to design and pre-pay for your headstone, we can help.
*Price of £20.85 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,295 over 25 years (total amount repayable £6,255.65). Our low-cost monthly payments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your funeral plan. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.
** As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.
^The Co-op Commitment applies if you are paying monthly over 2-25 years and 1 year has passed since the start date. All payments must be paid up to date and your funeral must be carried out by one of our Funeral Directors. See our terms and conditions.
Is the UK heading towards a grief pandemic?
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Our plans are available to anyone over the age of 18, and we don’t ask any medical or health related questions. If you’re paying monthly over 2-25 years, all payments must be completed by your 80th birthday.
Someone else can pay for your plan but you’re still responsible for making sure payments are made. You’ll own and control your plan and will receive the documents relating to it. If the person paying for your plan is paying monthly over 2-25 years, that person must be 18 years of age or over. All payments must be completed by their 80th birthday.
All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.
If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.
If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.
Your funeral — or that of the person you’re buying the plan for — will be carried out by one of our Co-op funeral directors.
You can tell us which of our funeral homes you want to use when you buy the plan, or you can tell us later. We’ll keep a record of this and let the person arranging the funeral know which one you selected. If you change your mind or move to a different area, just let us know and we’ll update your plan details.
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.