Unlike most funeral plan providers, we both plan and carry out your funeral, so we can make sure every detail is how you wanted.
Our Co-op Commitment means we’ll carry out the services in your plan, even if you die before the plan is paid in full.^
Moneynet has recognised us as the ‘Best Funeral Plan Provider’, and we’ve been given the highest ratings from trusted independent experts.
A choice of payment options, including one-off payments or monthly payments up to 25 years, whichever is best for you.
Co-op funeral plans
A funeral plan is the easy way to arrange and pay for your funeral in advance. You'll be able to protect your loved ones against unexpected costs and help remove any uncertainty about your final wishes.
A funeral plan can let your loved ones focus on celebrating your life, rather than worrying about how they’ll pay for the service.
In association with Memoria we also offer a Direct Cremation Plan at £1,490. This low-cost funeral plan is suitable for those looking to arrange and pay for a direct cremation in advance.
Exclusive Member Offer
Plan your funeral with us and choose how you want to be remembered. Start creating something truly personal today and you'll get exclusive member prices, plus up to £50 back to spend at Co-op when you buy a funeral plan before 30th June 2021.
A funeral plan allows you to plan and pay for your funeral in advance, at today’s prices. Many people find comfort in knowing that when the time comes, their family will be protected from unexpected funeral costs, and that all decisions for the funeral have already been made.
All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.
If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.
If you change your mind, you can email our funeral planning team at email@example.com and we can change your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.
Buy a funeral plan online, at a Co-op funeral home, or by calling our funeral planning team on 08000884883
You can choose to pay either in full, in monthly payments over 6 or 12 months, or monthly payments over 2-25 years.
If you’re paying over 6-12 months, there are no additional charges. However, when paying over 2-25 years, there are additional charges. If you choose to pay in monthly payments, you’ll need to pay a minimum £99 deposit when you buy the plan. You can pay a bigger deposit if you'd like to lower the monthly costs. To find out how much a fixed funeral plan will cost, use our online calculator
*Price of £18.96 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,095 over 25 years (total amount repayable £5789.32), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A minimum of £99 deposit is required to be paid when buying a plan on monthly instalments, this will be taken off the plan price. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.
^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.
**Offer valid from 19th April until 30th June 2021. Members who purchase a simple plan or tailor-made plan that is less than £3,595 will receive £25 to spend. Members who purchase a Bronze, Silver, Gold or tailor-made plan (including masonry plans) to the value of £3,595 or more will receive £50 to spend. The spend will be automatically uploaded to your membership wallet following the 30-day cooling-off period. Full details and T&Cs.