Funeral plans

Buy an award-winning Co-op funeral plan from £3,295, or £20.85* a month. You can choose the type of funeral you want while protecting loved ones from future costs

Funeral plans

Buy an award-winning Co-op funeral plan from £3,295, or £20.85* a month. You can choose the type of funeral you want while protecting loved ones from future costs

If you’re looking to buy a pre-paid plan, follow these links below

Complete service

Unlike most funeral plan providers, we both plan and carry out your funeral, so we can make sure every detail is how you wanted.

Co-op Commitment

Our Co-op Commitment means we’ll carry out the services in your plan, even if you die before the plan is paid in full.^

Fully guaranteed

Our plans are fully guaranteed. We’ll cover all essential third-party charges with no shortfalls to pay, no matter how much prices rise.**

Flexible payments

A choice of payment options, including one-off payments or monthly payments up to 25 years, whichever is best for you.

When you choose a Co-op funeral plan

Our award-winning funeral plans let you plan and pay for your funeral in advance, at today’s prices, giving you peace of mind that your loved ones are protected from rising funeral costs. By making decisions about your funeral arrangements, you’ll be helping those left behind make sure your funeral is exactly how you wanted it to be

Older lady laughing by flowers

Our awards and ratings

for the ratings block

Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

Defaqto 5 star award for 2020.

For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Image of moneynet.co.uk award

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

  • for the ratings block

    Our Silver and Gold Funeral Plans have both received a 5 Star Rating from Fairer Finance.

  • Defaqto 5 star award for 2020.

    For the third year running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Image of moneynet.co.uk award

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 3 years.

Find the right funeral plan for you

Simple

Pay £3,295 in full, or in monthly payments from £20.85 a month*

Our basic plan for those who want to keep things simple.

Bronze

Pay £3,595 in full, or in monthly payments from £22.75 a month*

Our plan that keeps costs low while providing full flexibility.

Silver

Pay £3,950 in full, or in monthly payments from £24.99 a month*

Our most popular plan with a wood effect coffin and 1 limousine.

Gold

Pay £4,199 in full, or in monthly payments from £26.57 a month*

Our premium plan with a wood veneer coffin and 2 limousines.

How much will my funeral plan cost?

Use our online calculator to find out how much your funeral plan will cost, whether you choose to pay in full or in monthly payments.

Plan cost calculator

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more

Our Co-op Commitment

With our plans you have the option to pay in monthly payments up to 25 years. As long as you’ve paid the plan for the first 12 months and are up-to-date with your payments, you’re covered by our Co-op Commitment. This means that we’ll still carry out all the services in your plan, with nothing more for your family to pay, even if you die before the plan is paid in full.^

Find out more

*Price of £20.85 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,295 over 25 years (total amount repayable £6,255.65). Our low-cost monthly payments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your funeral plan. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

** As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^The Co-op Commitment applies if you are paying monthly over 2-25 years and 1 year has passed since the start date. All payments must be paid up to date and your funeral must be carried out by one of our Funeral Directors. See our terms and conditions.

Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Is the UK heading towards a grief pandemic?
Our Nation in Mourning report looks at the effect the national lockdown has had on funerals and how it affected our ability to grieve our loved ones. The report found that 81% of respondents hadn’t saved anything towards their funeral, meaning 4 out of 5 people don't have a financial plan for their future funeral costs.
Read the full report Read the full report

All our plans include funeral director fees and services as well as third party charges.

Our 4 fixed plans (Simple, Bronze, Silver, Gold) have a combination of services, so you can choose which is right for you.

Alternatively, you can choose a tailor-made plan. This is where you decide exactly what you’d like to be included.

Whichever plan you buy, we’ll send you a plan summary in the post within 10 working days that confirms everything that’s included.

All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.

If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.

If you change your mind, contact our funeral planning team and we’ll amend your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.

You can buy a pre-paid funeral plan online, or give our funeral planning team a call on 0800 088 4883.

You can choose to pay either in full, in monthly payments over 6 or 12 months, or monthly payments over 2-25 years.

If you’re paying over 6-12 months, there are no additional charges. However, when paying over 2-25 years, there are additional charges. Use our online calculator to find out how much a fixed funeral plan will cost and what the charges will be.

View all our frequently asked questions
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.