Funeral plans

Your goodbye wishes matter

Be remembered your way with our award-winning funeral plans. Start creating something truly personal today and get up to £50 back to spend at Co-op.** Final week - offer ends 30th June 2021.

Funeral plans

Your goodbye wishes matter

Be remembered your way with our award-winning funeral plans. Start creating something truly personal today and get up to £50 back to spend at Co-op.** Final week - offer ends 30th June 2021.

If you’re looking to buy a pre-paid plan, follow these links below

Complete service

Unlike most funeral plan providers, we both plan and carry out your funeral, so we can make sure every detail is how you wanted.

Co-op Commitment

Our Co-op Commitment means we’ll carry out the services in your plan, even if you die before the plan is paid in full.^

Award-winning service

Moneynet has recognised us as the ‘Best Funeral Plan Provider’, and we’ve been given the highest ratings from trusted independent experts.

Flexible payments

A choice of payment options, including one-off payments or monthly payments up to 25 years, whichever is best for you.

Co-op funeral plans

A funeral plan is the easy way to arrange and pay for your funeral in advance. You'll be able to protect your loved ones against unexpected costs and help remove any uncertainty about your final wishes.

A funeral plan can let your loved ones focus on celebrating your life, rather than worrying about how they’ll pay for the service.

Why choose a Co-op funeral plan?
Couple sat in their kitchen discussing funeral plans.

Our awards and ratings

Fairer finance 2021 logo

Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

Defaqto 2021 logo

For 4 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

Moneynet award 2021

Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years.

  • Fairer finance 2021 logo

    Our Silver and Gold Funeral Plans have received a 5 Star Rating from Fairer Finance.

  • Defaqto 2021 logo

    For 4 years running, our Gold Funeral Plan has been given a 5 Star Rating by Defaqto.

  • Moneynet award 2021

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 4 years.

Find the right funeral plan for you

Simple

£3,095

Our lowest cost plan that includes all the essentials for a funeral

Pay in full or from £18.96* a month

Co-op members save £75 and get £25 back to spend in store

  • Includes a contribution of £950 to help cover defined third party costs
  • Available for burial and cremation

Bronze

£3,595

Our plan that covers cremation fees, no matter how much prices rise.

Pay in full or from £22.17* per month

Co-op members save £125 and get £50 back to spend in store

  • Includes a contribution of £1,100 to help cover defined third party costs (cremation fees are guaranteed)
  • Available for burial and cremation

Silver

£3,995

Our most popular plan that gives your loved ones flexibility with the funeral arrangements.

Pay in full or from £24.65* per month

Co-op members save £125 and get £50 back to spend in store

  • Fully guaranteed to cover defined third party costs
  • Available for burial and cremation

Gold

£4,295

Our premium plan with 5-star ratings from Fairer Finance and Defaqto 4 years running.

Pay in full or from £26.55* per month

Co-op members save £125 and get £50 back to spend in store

  • Fully guaranteed to cover defined third party costs
  • Available for burial and cremation

In association with Memoria we also offer a Direct Cremation Plan at £1,490. This low-cost funeral plan is suitable for those looking to arrange and pay for a direct cremation in advance.

Exclusive Member Offer

Plan your funeral with us and choose how you want to be remembered. Start creating something truly personal today and you'll get exclusive member prices, plus up to £50 back to spend at Co-op when you buy a funeral plan before 30th June 2021.

Become a member

Some common questions

A funeral plan allows you to plan and pay for your funeral in advance, at today’s prices. Many people find comfort in knowing that when the time comes, their family will be protected from unexpected funeral costs, and that all decisions for the funeral have already been made.

Find out more

All of our plans can be personalised to include special wishes and requests. When you buy a fixed plan, you’ll receive a ‘funeral service request’ form in the post along with the summary of your plan. You just need to write your wishes on the form and send it back to us, and we’ll keep it safe until the time of the funeral.

If you buy a tailor-made plan, your personal requests can be recorded with the help of our colleagues at the funeral home. They can either record your wishes at the time of taking out the plan or add them later when you’ve had time to think it over.

If you change your mind, you can email our funeral planning team at funeralplans@coop.co.uk and we can change your personal requests. There are no limits to the number of times personal requests can be updated, these are amended at no extra charge.

Buy a funeral plan online, at a Co-op funeral home, or by calling our funeral planning team on 08000884883

You can choose to pay either in full, in monthly payments over 6 or 12 months, or monthly payments over 2-25 years.

If you’re paying over 6-12 months, there are no additional charges. However, when paying over 2-25 years, there are additional charges. If you choose to pay in monthly payments, you’ll need to pay a minimum £99 deposit when you buy the plan. You can pay a bigger deposit if you'd like to lower the monthly costs. To find out how much a fixed funeral plan will cost, use our online calculator

View all our frequently asked questions

More about funeral plan costs

If you'd like to pay for your funeral plan in monthly payments over 6 months up to 25 years, use our funeral plan cost calculator to find out how much you'd pay each month.

Funeral plan calculator
Image of a smartphone calculator
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.

*Price of £18.96 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,095 over 25 years (total amount repayable £5789.32), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A minimum of £99 deposit is required to be paid when buying a plan on monthly instalments, this will be taken off the plan price. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.

**Offer valid from 19th April until 30th June 2021. Members who purchase a simple plan or tailor-made plan that is less than £3,595 will receive £25 to spend. Members who purchase a Bronze, Silver, Gold or tailor-made plan (including masonry plans) to the value of £3,595 or more will receive £50 to spend. The spend will be automatically uploaded to your membership wallet following the 30-day cooling-off period. Full details and T&Cs.