Home insurance

Prepping your house for winter

A house with a wreath on the door

As the colder months approach, it's important to make sure your home is prepared for everything the winter brings with it.

To help you get ready for the lower temperatures, we've put together some tips on keeping your house safe and warm.

Outside your home

As well as prepping your garden this autumn, there is lots to consider when protecting the outside of your home. We recommend to:

  • get your chimney swept if you have an open fireplace
  • clear your roof gutters and drains of any debris
  • fix any loose roof tiles to stop them falling off or causing leaks
  • insulate any exposed pipes to avoid them freezing
  • secure items in the garden like fences and furniture
  • store furniture and potted plants in a garage or shed where possible
  • ensure you have a supply of grit in the event of icy weather
  • park cars away from large trees in case any branches fall
  • if you are in a flood risk area, move your car to higher ground and store valuables upstairs

Inside your home

Once the outside of your home is good to go, you can focus on preparing the inside. We recommend to:

  • get cavity wall and loft insulation to keep the heat in
  • fix any drafts around your windows and doors
  • bleed your radiators to ensure they work effectively
  • buy logs or coal if you have an open fire
  • invest in warmer duvets, throws, blankets and rugs
  • keep emergency contact details in a safe place
  • find out where to switch off your gas, electricity and water at the mains

Whether you live in a high risk area or not, it's worth checking what your home insurance covers just in case the worst happens.