To help educate and encourage all motorists to drive safely and considerately, Co-op is introducing the T‑plate.
The T‑plate is a plate that drivers can place on the back of their car to indicate to other drivers they have a black box.
If you buy our young driver black box insurance, we may offer you car insurance with no black box needed at your second renewal.
When one of our approved repairers fixes your car after an insured event.
But driving between 11pm and 5am may affect your safe driving score.
We may offer you car insurance with no black box when you get your second renewal offer, subject to status.
Earn discounts off your premium by keeping a high safe driving score.
Everyday driving (social, domestic and pleasure)
|Everyday driving is included in our Young Driver Policy.|
Driving practice on a provisional licence
|Driving practise on a provisional licence is included in our Young Driver Policy.|
Going to work (commuting)
Using your car at work (business use). Some restrictions apply
You can pay by direct debit over 12 months, or in 1 upfront annual payment with a credit or debit card.
If you pay by direct debit:
You can drive your car straight away once your policy starts. You need to make sure you book your black box fitting within 14 days.
You do not need to wait for the black box to be fitted to your car.
We recommend that you visit your driving dashboard as soon as you can.
We may ask you to upload a copy of proof of any no claim discount you’re claiming. If we do, you need to do this within 14 days of your policy start date.
When you buy your policy, you choose the time and place for an engineer to fit your black box.
Just let us know at least 24 hours before the engineer is due to visit. To do this, get in touch on 0333 009 6702^.
You can keep track of your driving score on your driving dashboard.
It will help you to know which parts of your driving need to improve.
You'll find help about how to improve your score there too.
We calculate your score using data from the black box.
If you renew with us at the end of your second young driver policy year you may be able to:
Because we’ve got two years of your driving data we can give you:
Use the Auto Windscreens website if your windscreen or window glass is damaged.
Auto Windscreens will take care of your claim. You can arrange a time online for the repairer to come.
There’s a £75 excess for replacement with no excess for a repair.
A windscreen or window glass claim will not affect your no claim discount.
Exclusions and limitations apply, please refer to policy documents for full details.
Your premium may go up or down depending on your driving score but will never increase by more than 20% over the course of your first year.
Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.