To help educate and encourage all motorists to drive safely and considerately, Co-op is introducing the T‑plate.
The T‑plate is a plate that drivers can place on the back of their car to indicate to other drivers they have a black box.
If you buy our young driver black box insurance, we may offer you car insurance with no black box needed at your second renewal.
When one of our approved repairers fixes your car after an insured event.
But driving between 10pm and 4am may affect your safe driving score.
We may offer you car insurance with no black box when you get your second renewal offer, subject to status.
Earn discounts off your premium by keeping a high safe driving score.
Everyday driving (social, domestic and pleasure)
|Everyday driving is included in our Young Driver Policy.|
Driving practice on a provisional licence
|Driving practise on a provisional licence is included in our Young Driver Policy.|
Going to work (commuting)
Using your car at work (business use). Some restrictions apply
You can pay by direct debit over 12 months, or in 1 upfront annual payment with a credit or debit card.
If you pay by direct debit:
You can drive your car straight away once your policy starts. You need to make sure your self-install blackbox is fitted in the vehicle within 14 days of the policy start date.
You do not need to wait for the black box to be fitted to your car.
We recommend that you visit your smartphone app as soon as you can.
We may ask you to upload a copy of proof of any no claim discount you’re claiming. If we do, you need to do this within 14 days of your policy start date.
When you buy your policy, your self-install black box will be sent in the post via Royal Mail including full instructions on how to fit the black box within your vehicle.
The black box must be fitted within 14 days of the start date of your policy.
If you renew with us at the end of your second young driver policy year you may be able to:
Because we’ve got two years of your driving data we can give you:
Use the Auto Windscreens website if your windscreen or window glass is damaged.
Auto Windscreens will take care of your claim. You can arrange a time online for the repairer to come.
There’s a £75 excess for replacement with no excess for a repair.
A windscreen or window glass claim will not affect your no claim discount.
Exclusions and limitations apply, please refer to policy documents for full details.
Your premium may go up or down depending on your driving score but will never increase by more than 20% over the course of your first year.
Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.