Coronavirus
Guidance for funerals has recently changed, giving you more choice and allowing more people to attend.
Find out how we can help.
Compare our plans against other providers
We promise to cover all the costs of the services included in your chosen plan. Some providers only provide a contribution towards third party costs. We don’t think this is fair, which is why our funeral plans are fully guaranteed.*
Why we believe our funeral plans are the best available:
- our pre-paid funeral plans guarantee to cover third party fees, no matter how much they might rise in the future*
- if you pay by instalments over 2-25 years, your funeral plan will come with the Co-op Commitment - meaning there's no more for your family to pay, even if you die before you pay in full^
- we have a 5 Star Defaqto rating for our Gold Funeral Plans - out of almost 100 funeral plans reviewed, only 7 received this top rating
- our Silver and Gold Funeral Plans have both received the 5 Star Rating from Fairer Finance - out of all the funeral plans in the UK they reviewed, only those offered by Co-op societies were rated 5 stars
- for the last 3 years Moneynet has recognised us as being the Best Funeral Plan Provider, helping people get the most from their finances.
Compare the features of our funeral plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA)
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Co-op
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Golden Charter
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Dignity
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Will the cost of my funeral be covered if I die before I complete my payments?
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Included You'll be covered by the Co-op Commitment^
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Not included
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Not included If you complete 12 months of payments
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Are all services included in my plan fully guaranteed* even if prices rise in the future?
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Included
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Not included £800 or £1100 contribution towards third party costs
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Included Cremation
Not included Burial - £1220 contribution towards third party costs |
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Can I choose my funeral director?
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Included Any Co-op Funeral Director can be used
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Not included No guarantee the independent funeral director will accept a request to redeem a plan
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Not included Dignity appoint a funeral director. A restricted choice of 800 for a Limited plan.
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Is 24/7 collection from place of death included on all plans?
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Not included Select plans only
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Not included
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Collection mileage to place of care
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50 miles
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25 miles
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50 miles
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Are doctor’s fees included?
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Included
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Not included
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Not included
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Will there be any cancellation charges if I choose to cancel my plan?
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Included £250 after 30 day cool off period
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Included £249 after 30 day cool off period
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Included £249 after 30 day cool off period
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Fairer Finance rating
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5 stars (Gold and Silver plans)
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3 stars (Premier and Select plans)
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4 stars (Amber, Diamond and Pearl plans)
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Buy a funeral plan online
You can buy a Co-op funeral plan online. Compare our funeral plans to find the right plan for you. If you'd like more information you can speak to a member of our Funeral Planning Team on 0800 088 4883.
*As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.
^The Co-op Commitment; Applies if you choose to pay in instalments over 2 – 25 years. If you die after the first 12 months of your plan, but before all your instalments have been paid, Co-op will still deliver all the services provided in your plan, with no more for your family to pay. You’ll be entitled to the Co-op Commitment if you die within the first 12 months as the result of an accident, see our terms and conditions for further information.
