Compare our plans against other providers

We promise to cover all the costs of the services included in your chosen plan. Some providers only provide a contribution towards third party costs. We don’t think this is fair, which is why our funeral plans are fully guaranteed.*

Why we believe our funeral plans are the best available:

  • our pre-paid funeral plans guarantee to cover third party fees, no matter how much they might rise in the future*
  • if you pay by instalments over 2-25 years, your funeral plan will come with the Co-op Commitment - meaning there's no more for your family to pay, even if you die before you pay in full^
  • we have a 5 Star Defaqto rating for our Gold Funeral Plans - out of almost 100 funeral plans reviewed, only 7 received this top rating
  • our Silver and Gold Funeral Plans have both received the 5 Star Rating from Fairer Finance - out of all the funeral plans in the UK they reviewed, only those offered by Co-op societies were rated 5 stars
  • for the last 3 years Moneynet has recognised us as being the Best Funeral Plan Provider, helping people get the most from their finances.


Compare the features of our funeral plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA)

Golden Charter
Will the cost of my funeral be covered if I die before I complete my payments?
Included You'll be covered by the Co-op Commitment^
Not included
Not included If you complete 12 months of payments
Are all services included in my plan fully guaranteed* even if prices rise in the future?
Not included £800 or £1100 contribution towards third party costs
Included Cremation
Not included Burial - £1220 contribution towards third party costs
Can I choose my funeral director?
Included Any Co-op Funeral Director can be used
Not included No guarantee the independent funeral director will accept a request to redeem a plan
Not included Dignity appoint a funeral director. A restricted choice of 800 for a Limited plan.
Is 24/7 collection from place of death included on all plans?
Not included Select plans only
Not included
Collection mileage to place of care
50 miles
25 miles
50 miles
Are doctor’s fees included?
Not included
Not included
Will there be any cancellation charges if I choose to cancel my plan?
Included £250 after 30 day cool off period
Included £249 after 30 day cool off period
Included £249 after 30 day cool off period
Fairer Finance rating
5 stars (Gold and Silver plans)
3 stars (Premier and Select plans)
4 stars (Amber, Diamond and Pearl plans)

Buy a funeral plan online

You can buy a Co-op funeral plan online. If you'd like more information you can speak to a member of our Funeral Planning Team on 0800 088 4883.

Buy a funeral plan

*As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^The Co-op Commitment; Applies if you choose to pay in instalments over 2 – 25 years. If you die after the first 12 months of your plan, but before all your instalments have been paid, Co-op will still deliver all the services provided in your plan, with no more for your family to pay. You’ll be entitled to the Co-op Commitment if you die within the first 12 months as the result of an accident, see our terms and conditions for further information.