Compare our plans against other providers

We believe our funeral plans are the best available. See how our fixed plans compare against other providers below.

Compare our plans against other providers

We believe our funeral plans are the best available. See how our fixed plans compare against other providers below.

Compare our pre-paid funeral plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA). This information was correct as of 18th February 2021.

Co-op Golden Charter Dignity
Will the cost of my funeral be covered if I die before I complete my payments?
If you complete 12 months of payments you're covered by Co-op Commitment^


If you complete 12 months of payments
Can I choose my funeral director?
Choice of any Co-op funeral director

No guarantee the independent funeral director will accept a request to redeem a plan

Most plans allow full choice. Limited Plan has a restricted choice from over 800 funeral directors.
Is 24/7 collection from place of death included on all plans?
Yes

Select plans only

Collection mileage to place of care
50 miles

25 miles

50 miles
Are doctors’ fees included?
Included on Silver and Gold plans. On Simple and Bronze plans the third-party contribution amount can be used towards doctors' fees.


Will there be any cancellation charges if I cancel my plan?
£250 after 30 day cool off period

£249 after 30 day cool off period

£249 after 30 day cool off period
Fairer Finance rating 5 stars (Gold and Silver plans) 3 stars (Premier and Select plans) 4 stars (Amber, Diamond and Pearl plans)
Can I personalise my plan with hymns, songs and readings etc?
Just fill out a special wishes form and we’ll keep it with your plan for when the time comes


If I move to a different area, can I change my selected funeral director?
With our plans you have full flexibility to choose any of our funeral directors at no extra charge

You may be charged a fee if you want to change your selected funeral director

Will the cost of my funeral be covered if I die before I complete my payments?
Co-op
If you complete 12 months of payments you're covered by Co-op Commitment^
Golden Charter
Dignity
If you complete 12 months of payments
Can I choose my funeral director?
Co-op
Choice of any Co-op funeral director
Golden Charter
No guarantee the independent funeral director will accept a request to redeem a plan
Dignity
Most plans allow full choice. Limited Plan has a restricted choice from over 800 funeral directors.
Is 24/7 collection from place of death included on all plans?
Co-op
Yes
Golden Charter
Select plans only
Dignity
Collection mileage to place of care
Co-op
50 miles
Golden Charter
25 miles
Dignity
50 miles
Are doctors’ fees included?
Co-op
Included on Silver and Gold plans. On Simple and Bronze plans the third-party contribution amount can be used towards doctors' fees.
Golden Charter
Dignity
Will there be any cancellation charges if I cancel my plan?
Co-op
£250 after 30 day cool off period
Golden Charter
£249 after 30 day cool off period
Dignity
£249 after 30 day cool off period
Fairer Finance rating
Co-op 5 stars (Gold and Silver plans)
Golden Charter 3 stars (Premier and Select plans)
Dignity 4 stars (Amber, Diamond and Pearl plans)
Can I personalise my plan with hymns, songs and readings etc?
Co-op
Just fill out a special wishes form and we’ll keep it with your plan for when the time comes
Golden Charter
Dignity
If I move to a different area, can I change my selected funeral director?
Co-op
With our plans you have full flexibility to choose any of our funeral directors at no extra charge
Golden Charter
You may be charged a fee if you want to change your selected funeral director
Dignity

Why choose a Co-op funeral plan?

Co-op funeral plans give you the reassurance that your loved ones will be protected from unexpected funeral costs and uncertainty about your wishes. We believe our plans are the best on the market, and here’s why.

Why choose a Co-op funeral plan?
Two children look at a garden with a woman pointing

^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.