Tailor-made funeral plans

Create a funeral that’s completely unique to you with a tailor-made funeral plan. Choose between a burial** or cremation, plan everything you’d want for the service and pay for it in advance.

Tailor-made funeral plans

Create a funeral that’s completely unique to you with a tailor-made funeral plan. Choose between a burial** or cremation, plan everything you’d want for the service and pay for it in advance.

Why choose a tailor-made plan?

A tailor-made plan can be a full expression of your personality, helping you say a unique goodbye. You can arrange and pay for your bespoke funeral in advance, from adding your favourite floral tribute to paying for a horse-drawn hearse.

Everything in your plan will be charged at today’s prices, guaranteeing there are no additional costs when the time comes**.

Personalising your tailor-made plan

There are lots of ways to make your tailor-made funeral plan unique to you. Your funeral director will talk you through all the different options available, whether you want your funeral to be modern, eco-friendly or something more traditional.

You’ll be able to plan your funeral down to the details, such as the music you’d want playing and what you’d want everyone to wear. We’ll store all these wishes until your plan is redeemed.

If you'd like to design and pay for a headstone in advance, our memorial headstone plans allow you to do this. These can be bought on their own or alongside a tailor-made or a fixed funeral plan.

Fully guaranteed

Everything in your plan will be charged at today’s prices, guaranteeing there are no additional costs. As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

Payment options

You can pay for your plan in full, spread payments over 6 or 12 months with no additional costs, or pay monthly over 2–25 years. If you choose monthly payments, a minimum deposit of £99 is required.

Co-op Commitment

If you choose to pay for your funeral plan in monthly payments over 2-25 years, your family will be protected by the Co-op Commitment. This means that if you’ve paid for at least 12 months of your payments on time, but you die before your plan is paid in full, we'll still provide all the services outlined in your plan, with no more for your family to pay^.

Contact us to arrange your plan

Tailor-made plans can only be arranged with one of our local funeral directors. They’ll make sure everything is recorded for you and give you a price based on the choices you’ve made.

To arrange your tailor-made funeral plan, contact your local funeral director. You can choose to visit one of our funeral homes or you can buy your plan over the phone. If you’d like to find out more, ask us a question by using the live chat, send us an email or fill in our enquiry form and someone will call you back.

Once you’ve bought your plan, you’ll receive your plan documents in the post. This will contain 2 plan summaries outlining everything that’s included, as well as some cards with your plan details on. You should give one set of these to the person who is most likely to arrange your funeral.

You can add to or change your tailor-made plan at any time. No charge will be made for making the changes, you simply pay for any additional services you arrange.

Find your local funeral home

Enter your town or postcode to find a Co-op funeral home near you.

Create something special

With a tailor-made funeral plan, we can help you create something individual to you. It can be a full expression of your personality, helping you say a unique goodbye.

Find out more

Some common questions

It completely depends on what you want. We offer a variety of plans to suit all needs and budgets. Our most flexible plan is our tailor-made funeral plan, this allows you to choose all the elements of your funeral. We offer a range of fixed funeral plans, each with a different combination of services to suit your final wishes.

Find out more about our fixed funeral plans

The cost of a tailor-made funeral plan varies depending on the elements you choose, such as the coffin or flowers, as well as where you plan to hold the service. To get an estimate of how much your tailor-made plan will cost, speak to your local funeral director.

Find your local funeral director

If you’d like to buy a tailor-made plan, you’ll need to speak to one of our funeral directors. You can choose to do this entirely over the phone, or you can arrange to book an appointment to visit one of our funeral homes. Our team can guide you through everything you’ll need to think about and decide, as well as help you with any paperwork.

There’s no administration charge for making changes. Just let your local funeral director know what you’d like to change. You’ll only pay for any services you’re adding to the plan, or if you are removing a service, we’ll refund you the amount you paid for it.

As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave. However, we can help you with how to do this when you buy your plan.

If your family wish to add items to the funeral that weren’t included in your plan, such as extra flowers and limousines, they’ll need to pay for these before the funeral takes place. This will also apply to services such as an extended funeral cortege and if the funeral takes place on a weekend, public holiday or out of normal hours.

View all our frequently asked questions
Explore our fixed funeral plans

Simple

£3,095

Our lowest cost plan that includes all the essentials for a funeral arrangement.

Pay in full or from £18.96* a month

Co-op members save £75

  • Includes a contribution of £950 to help cover defined third party costs
  • Available for burial and cremation

Bronze

£3,595

Our plan that covers cremation fees, no matter how much prices rise.

Pay in full or from £22.17* per month

Co-op members save £125

  • Includes a contribution of £1,100 to help cover defined third party costs (cremation fees are guaranteed)
  • Available for burial and cremation

Silver

£3,995

Our most popular plan that gives your loved ones flexibility with the funeral arrangements.

Pay in full or from £24.65* per month

Co-op members save £125

  • Fully guaranteed to cover defined third party costs
  • Available for burial and cremation

Gold

£4,295

Our premium plan with 5-star ratings from Fairer Finance and Defaqto 4 years running.

Pay in full or from £26.55* per month

Co-op members save £125

  • Fully guaranteed to cover defined third party costs
  • Available for burial and cremation

A membership that makes a difference

Co-op Members benefit from exclusive member prices when buying a funeral plan with us. Plus, we’ll give £2 for every hundred pounds spent to community causes.

Find out more
Download a copy of our funeral plan brochure or call our funeral planning team to request a printed version by post.

*Price of £18.96 per month is based on a 50-year-old purchasing a Simple Funeral Plan at £3,095 over 25 years (total amount repayable £5789.32), monthly payments for other plans will be different. You can choose to spread the cost of paying for your plan over 2-25 years. A minimum of £99 deposit is required to be paid when buying a plan on monthly instalments, this will be taken off the plan price. A charge is included in the plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the plan is paid for in full before the Plan Purchaser's 80th birthday.

**As prices and availability vary across the UK, none of our burial plans include the cost of buying a grave.

^If you choose to make monthly payments over 2–25 years, your plan will include the Co-op Commitment. If you die after 12 months, we promise to deliver all the services provided in your plan, even if you’ve not made all the payments. If you die as a result of an accident within the first 12 months of your plan, you’ll be covered by our Co-op Commitment. All payments must be paid up to date and your funeral must be carried out by one of our funeral directors. See our terms and conditions.