Limited time offer on funeral plans
Ends 28 November
Non-members save up to £250
Members
save up to £300

Award-winning funeral plans

We have a range of funeral plans with up to £250 off until 28 November, plus our members save even more.

Plans hero for new layout variant
  • Pay for and plan your funeral in advance
  • Best Funeral Plan Provider awarded by Moneynet for the last 8 years
  • Trust Co-op to look after your plan and your loved ones
  • Flexible payments from £30.62 a month*

*based on a 60 year old paying for a Direct Cremation Plan over 5 years.

Plans hero for new layout variant
Pre-paid funeral plans at a glance
Compare our range of attended and unattended pre-paid funeral plans to find the one that suits you best.
  • Unattended

    Direct Cremation Plan

    Was £1,700
    £1,650 Save £50

    Member Price
    £1,600 Save £100

    Member Card Icon

    • No funeral service that people attend

    • Cremation only

    • Basic coffin

    • No limousine

    • No cortege

    • No choice of date, time and location of funeral

    • Fully guaranteed to cover all crematorium fees

  • Attended

    Simple Plan

    Was £2,995
    £2,845 Save £150

    Member Price
    £2,795 Save £200

    Member Card Icon

    • Funeral service that people can attend

    • Cremation or burial

    • Basic coffin

    • No limousine

    • Fixed cortege route

    • Restricted date, time and location

    • Capped contribution of up to £850 towards third party fees.

  • Attended

    Bronze Plan

    Was £3,685
    £3,435 Save £250

    Member Price
    £3,385 Save £300

    Member Card Icon

    • Funeral service that people can attend

    • Cremation or burial

    • Wood effect coffin

    • No limousine

    • Fixed cortege route

    • Restricted date, time and location

    • Capped contribution of up to £1,000 towards third party fees. We guarantee to pay the cremation fee.

  • Attended

    Silver Plan

    Was £3,975
    £3,725 Save £250

    Member Price
    £3,675 Save £300

    Member Card Icon

    • Funeral service that people can attend

    • Cremation or burial

    • Wood effect coffin

    • One limousine

    • Flexible cortege route

    • Mutual agreement on date and time

    • Fully guaranteed to cover all third party fees

  • Attended

    Gold Plan

    Was £4,160
    £3,910 Save £250

    Member Price
    £3,860 Save £300

    Member Card Icon

    • Funeral service that people can attend

    • Cremation or burial

    • Wood veneer coffin

    • Two limousines

    • Flexible cortege route

    • Mutual agreement on date and time

    • Fully guaranteed to cover all third party fees

Unattended

Direct Cremation Plan

Was £1,700
£1,650 Save £50

Member Price
£1,600 Save £100

Member Card Icon

  • No funeral service that people attend

  • Cremation only

  • Basic coffin

  • No limousine

  • No cortege

  • No choice of date, time and location of funeral

  • Fully guaranteed to cover all crematorium fees

Attended

Simple Plan

Was £2,995
£2,845 Save £150

Member Price
£2,795 Save £200

Member Card Icon

  • Funeral service that people can attend

  • Cremation or burial

  • Basic coffin

  • No limousine

  • Fixed cortege route

  • Restricted date, time and location

  • Capped contribution of up to £850 towards third party fees.

Attended

Bronze Plan

Was £3,685
£3,435 Save £250

Member Price
£3,385 Save £300

Member Card Icon

  • Funeral service that people can attend

  • Cremation or burial

  • Wood effect coffin

  • No limousine

  • Fixed cortege route

  • Restricted date, time and location

  • Capped contribution of up to £1,000 towards third party fees. We guarantee to pay the cremation fee.

Attended

Silver Plan

Was £3,975
£3,725 Save £250

Member Price
£3,675 Save £300

Member Card Icon

  • Funeral service that people can attend

  • Cremation or burial

  • Wood effect coffin

  • One limousine

  • Flexible cortege route

  • Mutual agreement on date and time

  • Fully guaranteed to cover all third party fees

Attended

Gold Plan

Was £4,160
£3,910 Save £250

Member Price
£3,860 Save £300

Member Card Icon

  • Funeral service that people can attend

  • Cremation or burial

  • Wood veneer coffin

  • Two limousines

  • Flexible cortege route

  • Mutual agreement on date and time

  • Fully guaranteed to cover all third party fees

Why choose Co-op Funeralcare?

Supporting your family

A funeral plan means your family won’t have to worry about arranging and paying for your funeral. Our experienced funeral arrangers will help them with everything.

Local expertise

We have more than 800 funeral homes in the heart of communities across Great Britain, so you’ll have peace of mind we can plan and carry out your funeral.

Your money is safe

You can be confident that your money is safe. Your money is protected and your funeral will be provided when the time comes.

We have history

Co-op Funeralcare have been arranging funerals for more than 100 years. We have local roots, expertise, experience.

What clients say about us

Three ways to pay

Whether you want to pay in full or spread the cost, choose the way that best suits you.

Pay in full

Pay the full cost in a single payment.

Pay over 6 or 12 months

Spread the cost over 6 or 12 months at no extra charge.

Pay over 2 - 25 years

2 - 5 years for a Direct Cremation plan. Instalment charges apply.

FSCS Protected Logo

Your money is protected by the Financial Services Compensation Scheme. Co-op Funeral Plans Limited is authorised and regulated by the Financial Conduct Authority to sell and manage funeral plans.

Buy a plan or speak to someone

Online

If you're ready to buy online

On the phone

If you'd prefer to speak to someone call 0808 303 2076

In person

If you'd like to see someone face-to-face

Get a funeral plans brochure

We offer a choice of 5 award-winning funeral plans, so you can choose the one that’s right for you and your budget. Our brochure explains in detail what is and isn’t included in each plan, as well as the different payment options available.

Get a brochure Get a brochure

Co-op Member prices

Members save more until 28 November:

  • £100 on a Direct Cremation Plan (normally £25)
  • £200 on a Simple Plan (normally £75)
  • £300 on Bronze, Silver and Gold funeral plans (normally £125)
  • Co-op Members get exclusive funeral plan prices and save across Co-op Food, Legal Services and Insurance, while also helping us support local communities. Join for £1 today.

    What is a pre-paid funeral plan?

    A pre-paid funeral plan is an easy way to arrange and pay for your funeral in advance. It means whoever arranges your funeral knows everything is taken care of, giving you extra peace-of-mind. You can also choose how you want to be remembered.

    Our awards and ratings

    Our Gold Funeral Plan has received the coveted 5-Star Rating from Fairer Finance.

    For the 8th year running, our Gold Funeral Plan has been given a 5-Star Rating by Defaqto.

    Moneynet has recognised us as being the Best Funeral Plan Provider for the last 8 years.

    • Our Gold Funeral Plan has received the coveted 5-Star Rating from Fairer Finance.

    • For the 8th year running, our Gold Funeral Plan has been given a 5-Star Rating by Defaqto.

    • Moneynet has recognised us as being the Best Funeral Plan Provider for the last 8 years.

    Some common questions

    To make sure your money is safe and always protected, after deducting the administration fee, we invest the remaining amount required to pay for your funeral into an individual whole of life insurance policy with The Royal London Mutual Insurance Society Limited (“Royal London”).

    In the unlikely event that our business fails, we would seek to make arrangements with another funeral plan provider to transfer your plan to make sure that your funeral can still be provided when you die on the same terms as the plan you have bought from us. However, if this is not possible, you (or your next of kin if you have died) will have a legal right to claim your monies back from Royal London direct. As such, by purchasing this funeral plan, you consent to your funeral plan being transferred to another funeral plan provider on the same terms in the event that our business fails.

    If a transfer of your plan to another provider or return of your monies is not possible, you may be entitled to compensation under the Financial Services Compensation Scheme (“FSCS”). Further information about the FSCS compensation scheme arrangement is available at www.fscs.org.uk, by emailing enquiries@fscs.org.uk or by phoning the FSCS on 0800 678 1100 or 0207 741 4100.

    You can cancel your plan at any time by calling us or filling in our online plan cancellation form.

    If you choose to pay in full or you are paying by monthly payments over 6 or 12 months and cancel within 30 days of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 30 days, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

    If you choose to pay by monthly instalments and you cancel within 12 months of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 12 months, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

    If spreading the cost over 6 or 12 months, the person arranging your funeral will need to pay the balance so that our funeral director can deliver your plan, or the plan can be cancelled, and we will return your payments.

    If paying in monthly instalments and you die after 12 months, as long as your payments are up to date, we won’t collect the outstanding balance on your plan and our funeral director can deliver your plan. However, if your payments are not up to date, the person arranging your funeral will need to pay those missing payments before the funeral can be provided.

    If you die within 12 months of purchasing your plan (and your death wasn’t an accident) and your payments are up to date, the person arranging your funeral can choose to pay the balance so that we can provide your funeral; or they can choose not to pay the balance and we’ll cancel your plan and return your payments.

    If you die within 12 months and your death was as a result of an accident, we will provide your funeral. However, if your payments are not up to date, the person arranging your funeral will need to pay those missing payments before the funeral can be provided.

    View all our frequently asked questions