Car insurance

Buying a used car?

Here's what to look out for

Dials on a car dashboard

You can protect yourself better when buying a used car by keeping an eye out for a few key warning signs. These 10 pointers will have you checking out motors like a seasoned pro.

V5C registration

Ask the seller to show you the V5C registration document as you won’t be able to tax the car without it. Also check the vehicle identification number, engine number and colour match those on the document.

Mileage

Check that the mileage, age and appearance of the car look consistent. The average annual mileage is around 12,000 miles, with anything much higher or lower being a warning sign. If the car has old MOT certificates available, check the mileage on them to see if they match.

MOT certificate

You can quickly see if an MOT certificate is genuine by checking its details against the government’s online MOT database. All you need is the make and number plate.

Signs of repairs

Look for inconsistent gaps between panels or mismatched colours, as well as unusual welding. These could all be signs of extensive repairs after a crash, so keep an eye out for them.

Warning lights

If you can take a test drive, check that all warning lights on the dashboard work normally and listen out for any unusual noises. Keep an eye on whether the car brakes normally and if the steering wheel vibrates or pulls to the side.

Seatbelts

Do all the seatbelts operate correctly? Check there are no cuts or fraying that could affect the way they work.

Tyres

Are the tyres in good condition and the same size and type? If they have less than 3mm of tread, they’ll need to be replaced soon. And is the spare wheel or sealant kit present?

Airbags

If the car has airbags, make sure the warning lights come on with the ignition and then go out after a few seconds.

Locking wheel nuts

If locking wheel nuts are fitted, check that the special adapter needed to remove them is in the car somewhere.

Oil leaks

Have a look around the engine for any leaks or rust. Dark brown oil stains on the engine block mean there’s a leak in a gasket, possibly leading to an expensive repair in the future.

You can find a more exhaustive list of things to look out for at the AA.

If you’re looking for your first car, Co-op Insurance can help protect it. Check out our car insurance page to learn more and get a quote.