Self-employed and tradesperson insurance
Insurance is arranged by Specialist Risk Insurance Solutions.
Call to get a quote, Monday to Friday 9am to 5pm.
What is self-employed and tradesperson insurance?
Self-employed and tradesperson insurance protects your business-related legal liabilities and is for people who don’t have a business premises to insure.
Who is self-employed and tradesperson insurance for?
This cover is for business customers who trade from home or from a third-party site that have no business premises to insure.Self-employed insurance is designed for businesses involved with retail, leisure, construction, and services trades.To be suitable for this cover you must have minimal stock and business contents cover requirements and a maximum of ten permanent employees.Self-employed and tradesperson insurance could cover a wide range of self-employed business customers including, but not limited to:
- builders
- gardeners
- painter and decorators
- cleaners
- joiners
- carpenters.
What's covered?
Self-employed insurance cover can include:
- public liability up to £5m
- commercial legal expenses up to £500,000
- business equipment cover including tools up to £20,000.
Cover is subject to terms, conditions, and exclusions. Always check and ensure the cover is suitable for you and your needs.
What extra cover can I add?
You can also add extra cover to build a policy that is right for you.
Extra cover | Maximum cover amount |
|---|---|
Business equipment | £20,000 |
Contractors tools | £10,000 |
Stock | £5,000 |
Contract works including own plant and hired plant | £500,000 |
Personal accident | £50,000 |
Employers' liability (subject to exclusions and conditions that will be outlined in the policy summary) | up to £10m |
Subject to terms, conditions and exclusions that will be outlined in your policy summary. Always check and ensure the cover is suitable for you and your needs.
Get a quote
Talk to our expect team who work with businesses of all types and sizes.
Call Monday to Friday, 9am to 5pm.
0345 646 1220Existing business insurance customer?
If you're one of our existing customers, we're here to help.
Calls are charged at local rates from landline and mobiles. If your phone has inclusive minutes these calls are normally included.
Specialist Risk Insurance Solutions arranges and administers your insurance with their chosen insurance provider.
Specialist Risk Insurance Solutions Limited is registered in England and Wales. Registered office: 6th Floor One America Square 17 Crosswall London EC3N 2LB Company No. 06368755. Specialist Risk Insurance Solutions Limited is authorised and regulated by the Financial Conduct Authority FRN 473138.