Pet insurance

Kitten sleeping on young womans shoulder

An inclusive product for all shapes and sizes

Pet insurance is offered through Co-op Insurance Services and administered by Insurance Factory Limited.

We want to cover as many cats and dogs as possible

We want to cover as many dogs and cats as possible, so as long as your pet is over 8 weeks old, there is no maximum age limit.

Plus if you have adopted your pet from a recognised animal charity or rescue centre we want to say thank you by giving you a 2.5% discount.

The discount applies for the first year only and minimum premiums apply.

Why choose us?

Co-op Pet Insurance has great new features to help your dog or cat when they need it most.

24/7 access to vets online

You can book a vet video consultation anytime through FirstVet without paying an excess, it affecting your premium or counting as a claim.

Adoption discount

Get a 2.5% discount if your pet is adopted from a recognised animal charity or rescue centre. This introductory discount applies for the first year only and is subject to minimum premiums.

Choose the cover for your pet

We offer lifetime and time limited policy types, each with a choice of cover levels.

Co-op Membership discount

Co-op Members get 5% discount on all policies or 7.5% discount if your pet is adopted from a recognised animal charity or rescue centre. This introductory discount applies for the first year only and is subject to minimum premiums.

Frequently asked pet insurance questions

Pet insurance is offered through Co‑op Insurance Services and administered by Insurance Factory Limited.

Applicants for insurance are subject to normal underwriting criteria.

Co-op Insurance policies are administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register number 306164, a company registered in England and Wales under company number 02982445 with registered office: 45 Westerham Road, Bessels Green, Sevenoaks, TN13 2QB. Insurance Factory Limited is part of the Markerstudy Group of companies. Co-op Insurance and the Co-op logo are registered trademarks of Co-operative Group Limited or its affiliates and are used under licence by Insurance Factory Limited.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.