If you’re buying an annual multi-trip policy, you’ll need to choose from one of the following geographical areas:

  • United Kingdom (including the Isle of Man and the Channel Islands)*
  • Europe (plus countries bordering the Mediterranean Sea, plus Madeira and The Azores)**
  • Worldwide excluding USA, Mexico, Canada and the Caribbean
  • Worldwide including USA, Mexico, Canada and the Caribbean

*Trips within the UK require pre-booked overnight accommodation in order to be covered.

**Europe includes: Albania, Andorra, Armenia, Austria, Azerbaijan, Azores, Balearics, Belarus, Belgium, Bosnia And Herzegovina, Bulgaria, Canary Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine.

Always check the latest travel advice for your destination from the Foreign, Commonwealth and Development Office (FCDO).

If the FCDO advises against all or all but essential travel for any reason other than coronavirus, you will not be covered if you travel. If the FCDO advises against all or all but essential travel because of coronavirus, you can travel and will be covered for any non-coronavirus-related claims.

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