A personal accident is one that happens on your trip. If it causes permanent disability within 12 months we'll pay for:

  • your permanent total disability caused by an accident during your trip that:
    • stops you from working in any UK job you’re qualified for,
    • lasts for 12 months,
    • our medical advisor believes isn't going to improve at the end of those 12 months.
  • the permanent loss of use of one or more of your limbs, at or above the wrist or ankle,
  • irrecoverable loss of sight in one or both eyes for a period of at least 12 months.

If you die, we'll pay up to the amount shown below:

Death benefit - aged 18 to 65

  • Bronze £5,000
  • Silver £7,500
  • Gold £10,000
  • Platinum £25,000

Death benefit - aged under 18

  • Bronze £2,500
  • Silver £2,500
  • Gold £2,500
  • Platinum £2,500

We’ll pay you, your executors, or administrators up to the maximum limit as defined by your policy.

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