Time to microchip your cat

Microchips are now mandatory for cats, after the UK government introduced new legislation in 2024. Already a legal requirement for the nation’s dogs, the requirements will have benefits for cats and their owners.

The rules

Owners are required to get their cats microchipped before they’re 20 weeks old. They will also need to keep their contact details up to date on a pet microchipping database.

If a cat is found not to have a microchip, the owner will have 21 days to get one or face a fine of up to £500.

There’s overwhelming support for compulsory microchipping. Although as many as 2.3 million of the UK’s 9 million cats aren’t chipped, 99% of respondents to the government’s consultation said they were in favour of making it mandatory.

Microchip benefits

There are some significant benefits to getting a pet microchipped. If a cat or dog is lost or stolen, a microchip greatly improves their chances of being identified and returned home.

Felines are fond of a wander and we’ve all seen missing cat posters around our neighbourhoods or on social media. If a microchipped pet is found and taken to a vet or rescue centre, they’ll be able to scan them and reunite them with their owner.

Similarly, a microchip can help recover a stolen pet. Sadly this crime is on the increase, but if you report your pet as missing, you’ll be notified by the microchip company if anyone tries to re-register it.

What’s involved

It’s really easy to get a cat microchipped if you haven’t already. Microchips are tiny radio frequency identification devices, which are inserted under their skin by a vet or trained animal welfare professional.

It’s a quick and painless procedure often carried out when they’re still a kitten, usually at the same time as they’re spayed or neutered.

The cost of microchipping a cat is around £25 depending on where you live and you may be able to get a lower rate through an animal charity. If you adopt a cat from a rescue centre, it’s common for them to include the cost of microchipping in the adoption fee.

You may also need to pay a fee to the microchip database company, either as a one-off or whenever you change your details. But if it improves your chances of being reunited with a lost or stolen cat, most owners would say it’s well worth it.

Whether or not you’ve already microchipped your cat, pet insurance is another way to look after their health. Co-op Insurance offers a range of policies for cats of all shapes, sizes and ages over eight weeks old.

Visit our pet insurance page to learn more and get a quote.