Life cover

Plan for the future with Co-op's range of life cover

Choose the product that's right for you

Co-op offer two products that can help lift the potential financial burden left to others when you pass away.

They each provide cover for different purposes and situations, so it is worth considering which is best for you.

Life insurance

Our life insurance product offers two different types of cover:

  • Level Cover. We'll pay out a fixed lump sum amount to your dependants, your pay-out stays the same throughout the policy
  • Decreasing Cover. Helps to cover any debts that will decrease over time, such as a repayment mortgage

You can apply for Co-op Life Insurance if you are aged between 18 and 70.

Over 50 life insurance

Co-op Over 50 Life Insurance is available to any UK resident aged between 50 and 80, and there are no medical questions.

Our over 50 life insurance pays out a lump sum of money when you die to a person of your choice.

A new customer is someone who has not had an insurance policy of the same type with Co-op Insurance or Co-op Insurance Services in the last 12 months.

Applicants for insurance are subject to normal underwriting criteria.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Co-op Life Cover and Co-op Over 50 Life Insurance from Co-op Insurance Services is provided, underwritten and administered by The Royal London Group. The Royal London Group consists of The Royal London Mutual Insurance Society Limited and its subsidiaries; registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 117672. Co-op Insurance Services Limited is not part of The Royal London Group.