Life cover
Choice of gift worth £100 when new customers buy through Co-op
Offer can be withdrawn at any time. Life cover is provided by Legal & General.
Our types of policies
Life insurance vs Over 50 life insurance
Compare the differences between Life and Over 50 life insurance.
|
Life insurance |
Over 50 insurance | |
|---|---|---|
Payout amount | up to £10 million | up to £10,000 |
Age when buying | 18 to 77 | 50 to 80 |
Guaranteed acceptance and no medical | ||
Payout for terminal illness with 12 months to live | ||
Option to add Critical Illness Cover | ||
How long it lasts | Up to 50 years. You choose the length. | For life. Full cover after first year. Cover continues for free from age 90. |
When it is usually taken out | When buying a home, getting married or starting a family. | Later life |
What it helps with | Supporting family with living costs and mortgage repayments. | Leaving a small gift to loved ones or helping towards funeral costs. |
Life insurance
Payout amount
up to £10 million
Age when buying
18 to 77
Payout for terminal illness with 12 months to live
Option to add Critical Illness Cover
How long it lasts
Up to 50 years. You choose the length.
When it is usually taken out
When buying a home, getting married or starting a family.
What it helps with
Supporting family with living costs and mortgage repayments.
Over 50 insurance
Payout amount
up to £10,000
Age when buying
50 to 80
Guaranteed acceptance and no medical
How long it lasts
For life. Full cover after first year. Cover continues for free from age 90.
When it is usually taken out
Later life
What it helps with
Leaving a small gift to loved ones or helping towards funeral costs.
Reasons to choose
Wellbeing support
Access support from registered nurses. They offer a variety of phone-based wellbeing and mental health services. Provided by RedArc Assured Limited.
UK-based call centre
You can discuss or buy your life insurance from a call centre in the UK.
5 Star Defaqto rated cover
Defaqto is one of the UK’s most trusted sources of financial product and market intelligence. It has given this cover 5 stars, which is the highest rating possible.
Supporting you through life
Life Insurance from Co-op is offered through Co-op Insurance Services and is underwritten and administered by L&G (Legal & General Assurance Society Limited).
Calls are charged at local rates from landline and mobiles. If your phone has inclusive minutes these calls are normally included.
Applicants for insurance are subject to normal underwriting criteria.
Co-op Insurance Services Limited will receive a percentage commission from your insurance payments.