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Ragdoll cat insurance
Discover why Ragdoll cats make great pets and why pet insurance is a smart way to protect their health

Ragdoll cat breed overview
Ragdoll cats are soft, cuddly and easygoing. They often go floppy when picked up, just like a ragdoll. These cats love attention and enjoy being close to their owners. Ragdolls are calm and gentle, making them great pets for quiet homes.
Ragdoll keys facts
Lifespan
12 to 17 years.
Height
23 to 28cm.
Weight
4.5 to 9 kg.
Coat
Medium length and dense.
Grooming
Brush weekly.
Temperament
Gentle, playful and laid-back.
Learn more about Ragdoll cats

They go floppy when relaxed
Ragdolls are known for their calm nature and tendency to go limp when picked up. Their docile temperament makes them easy to handle and a favourite among families and older pet owners.

They love company
These cats thrive on human interaction and often follow their owners around the house. They’re happiest in homes where someone is around most of the day.

They grow slowly
Unlike many breeds, Ragdolls take up to 4 years to reach full size. They’re one of the largest domestic cat breeds, with males often weighing over 6kg.
Common health conditions in Ragdoll cats
Ragdoll cats can live long and happy lives, but they are prone to several health conditions. Here are six to be aware of:
Hypertrophic cardiomyopathy
A heart condition where the walls of the heart thicken, making it harder to pump blood. It can lead to fatigue, breathing issues, or sudden collapse. Regular vet checkups are key to early detection.
Polycystic kidney disease
An inherited condition where cysts develop in the kidneys, potentially leading to kidney failure. Symptoms include increased thirst and weight loss. While there’s no cure, early diagnosis and diet changes can slow the progression of the disease.
Feline lower urinary tract disease
This a common condition in cats that affects the bladder, causing symptoms like straining to wee, blood in the urine, and frequent urination. It can be caused by infections, blockages, or bladder stones. It usually needs a vet’s help with diet changes, medication, or other treatments.
Obesity
Obesity in cats is often caused by overeating and lack of exercise. Excess body fat can lead to diabetes, joint pain, and liver problems. Regular play and portion control can help keep cats at a healthy weight.
Gastrointestinal issues
Cats may have sensitive stomachs or conditions like inflammatory bowel disease. Symptoms include vomiting, diarrhoea, and weight loss. A vet may suggest a special diet or medication.
Respiratory issues
Some cats may develop breathing problems due to body shape or weight. Signs include noisy breathing or snoring. Keeping them fit helps reduce strain.
Care tips for owners
Watch their weight
Ragdolls are large, laid-back cats, but extra weight can lead to health issues. Feed measured portions and avoid too many treats.
Play gently
They’re playful but not overly energetic. Use soft toys and gentle play to keep them entertained and active.
Brush regularly
Their long fur can sometimes tangle. Brush 2–3 times a week to prevent mats and reduce shedding.
Check their eyes
Ragdolls can be prone to watery eyes. Wipe gently with a damp cloth if needed.
Trim nails regularly
Keep their nails short to prevent snags and scratching.
Visit the vet regularly
Ragdoll cats are prone to a number of conditions. Routine checkups at the vet are important.
Why do you need cat insurance?
Cat insurance is there to cover your cat if they have an accident or illness and will cover the costs of the treatment needed, minus any excesses.
Some of the key reasons to buy cat insurance are:
Cost of vet fees
Vet fees can cost thousands of pounds depending on the type of treatment and the size and breed of your pet.
Peace of mind
Knowing that you are covered for what can be a large unexpected bill.
Lifetime cover
If you choose a lifetime policy, any illnesses or accidents insured will continue to be covered for the whole of your pet's life.
Why choose us?
Co-op Cat Insurance has great features to help your cat when they need it most.
Pay monthly at no extra cost
Your policy will cost the same overall whether you pay upfront or monthly.
Choose the cover for your pet
We offer lifetime and time limited policy types, each with a choice of cover levels.
Adoption discount
Get a 2.5% discount if your pet is adopted from a recognised animal charity or rescue centre. This introductory discount applies for the first year only and is subject to a minimum total price.
24/7 access to vets online
You can book a vet video consultation anytime through FirstVet without paying an excess, it affecting the cost of your insurance or counting as a claim.
Compare our cover types
Compare the difference between the two types of Co-op Cat Insurance.
Cover |
Lifetime |
Time limited |
---|---|---|
Vet fee cover | up to £16,000 | up to £5,000 |
Lifetime cover for recurring illness
| Lifetime cover for recurring illness included | Lifetime cover for recurring illness excluded |
Dental treatment | Dental treatment included | Dental treatment included |
Third-party liability cover
| Third-party liability cover included | Third-party liability cover included |
Pay monthly at no extra cost | Pay monthly at no extra cost included | Pay monthly at no extra cost included |
Advertising and reward
| up to £2,500 | up to £1,000 |
Loss of pet
| up to £3,000 | up to £1,000 |
Lifetime
Vet fee cover
up to £16,000
Lifetime cover for recurring illness
for example if your pet is insured and you keep renewing, cancer treatment is covered for life
Dental treatment
Third-party liability cover
dogs only
Pay monthly at no extra cost
Advertising and reward
if your pet goes missing
up to £2,500
Loss of pet
due to theft or if they are lost
up to £3,000
Time limited
Vet fee cover
up to £5,000
Dental treatment
Third-party liability cover
dogs only
Pay monthly at no extra cost
Advertising and reward
if your pet goes missing
up to £1,000
Loss of pet
due to theft or if they are lost
up to £1,000
For more details on what is and isn't covered, read our policy documents.