Optional extras

UK and European breakdown cover

Co-op Insurance has teamed up with AXA Assistance (UK) Ltd to provide comprehensive breakdown cover that is fast and reliable.

We offer three levels of breakdown cover:

  • roadside and recovery,
  • roadside, recovery and homestart,
  • roadside, recovery, homestart and EU.

Guaranteed hire car

Co-op Car Insurance provides you with a hire car as standard while your car is being repaired by a Co‑op approved repairer following an insured incident. But it does not provide a hire car if your car is written off or stolen and not recovered.

What you get with guaranteed hire car:

  • if you buy level 1 cover you will get a small hatchback such as a Vauxhall Corsa,
  • if you buy level 2 cover you will get a four door family saloon,
  • cover for up to 14 consecutive days if your car has been written off or stolen and not recovered.

Guaranteed hire car is not suitable for customers who hold a provisional licence.

Optional Motor Breakdown is is underwritten by Inter Partner Assistance S.A. UK Branch, with a registered office at 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A. UK Branch is a Branch of Inter Partner Assistance S.A. (Financial Conduct Authority registration number 202664), which is a Belgian firm authorised by the National Bank of Belgium under number 0487. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Motor legal expenses cover is underwritten by AmTrust Europe Limited, Registered Office: 10th Floor Market Square House, St James’s Street, Nottingham, NG1 6FG, Registered Number: 1229676. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, financial services number: 202189.