Backpacker travel insurance

Woman with backpack hiking at rainforest

Cover for all ages and medical conditions

Terms and conditions apply*

Travel insurance is offered through Co-op Insurance Services and underwritten by MAPFRE Asistencia.

*Excludes anyone who is receiving or waiting for medical tests or treatment for any medical condition or set of symptoms that have not yet been diagnosed, and anyone who is travelling against the advice of a medical practitioner or travelling to get medical treatment abroad.

Are you taking time out to travel the world? Our backpacker insurance is a great option for anyone travelling for up to 18 months.

Choose from one of our three levels of travel insurance for backpacking: Bronze, Silver or Gold. Each level of cover includes unlimited medical expenses and online doctor as standard.

Backpacker travel insurance features

Feature

Bronze

Silver

Gold

Cashless medical expenses

Cashless medical expenses is included in our Bronze package. Cashless medical expenses is included in our Silver package. Cashless medical expenses is included in our Gold package.

Online doctor

Online doctor is included in our Bronze package. Online doctor is included in our Silver package. Online doctor is included in our Gold package.

Homecare

Homecare is not included in our Bronze package. Homecare is included in our Silver package. Homecare is included in our Silver package.

See policy documents for full details and exclusions

Levels of cover and excesses

Cover

Bronze

Silver

Gold

Cancellation and curtailment

£1,000

£2,500

£5,000

Medical expenses

Unlimited

Unlimited

Unlimited

Emergency dental

£250

£350

£450

Personal effects and baggage

£1,000

£1,500

£2,000

Personal money

£250

£300

£400

Legal expenses

£10,000

£30,000

£40,000

Excesses for above

£200

£100

£50

Excesses are per person, per section and per claim.

Whether you’re studying, volunteering or working abroad, our backpacker policy covers the majority of situations as standard.

It can be expensive if something happens while you're away and you don't have travel insurance. If you plan on travelling the globe, it’s a good idea that you get backpacker travel insurance.

Why backpacker insurance?

Backpacker insurance is helpful whether you’re a student on a gap year, volunteering overseas, on a career break or are an inquisitive globetrotter.

Should you need to go home during your trip, you can return to the UK once for up to 14 days during your cover, without cancelling your policy.

You could be carrying a lot of high value possessions with you when you set off on your trip. If those items are lost or stolen you’ll need the right insurance to make a claim if anything goes wrong.

Peace of mind

If you have any medical concerns during your trip, you can put your mind at ease knowing you have unlimited medical expenses cover and an online doctor available while you’re in another country.

Our cover is tailored to your needs, so you can decide how comprehensive you’d like your backpacker insurance to be.

Being away from home for a long period of time can be both exciting and daunting; but we only want you to feel excited on your travels.

Make sure to read the policy documents to ensure you have complete peace of mind during your travels.

Travel insurance is offered through Co‑op Insurance Services and underwritten by MAPFRE Asistencia.

^Call charges may apply. Calls may be monitored or recorded for security and training purposes.

Applicants for insurance are subject to normal underwriting criteria.

Co-op Travel Insurance is promoted by Co-op Insurance Services Limited, arranged and administered by Insure & Go Insurance Services Ltd, and underwritten by MAPFRE Asistencia. Co-op Insurance Services Limited and Insure & Go Insurance Services Ltd are authorised and regulated by the Financial Conduct Authority.