The excess is the amount you pay towards each unrelated claim.

An additional excess applies to:

  • cats and dogs over 10 years old
  • some dog breeds over 7 years old

The total excess you can expect to pay is shown below.

Policy bought or renewed after 28 April 2019

20% additional excess

Dog

  • £99 Select Plus
  • £99 Classic

Cat

  • £99 Select Plus
  • £99 Classic

Policy bought or renewed before 28 April 2019

35% additional excess

Dog

  • £85 Select Plus
  • £75 Classic

Cat

  • £70 Select Plus
  • £60 Classic

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